Bankwest Qantas Platinum Mastercard

On Bankwest's website

Bankwest Qantas Platinum Mastercard

3.8

Balance transfer

9 months at 2.99% p.a.

Purchase rate

19.99% p.a. ongoing

Interest-free days

Up to 44 days on purchases

Annual fee

$199.00 p.a. ongoing

Highlights

  • Start strong with up to 80,000 bonus Qantas Points. Spend $7,500 on eligible purchases in the first 90 days and keep your card open for over 15 months to claim them. This is a limited-time deal for new customers only, with terms and conditions that apply.
  • Earn 0.6 Qantas Points for every dollar on your first $2,500 spent each month on eligible purchases, then 0.3 points per dollar after that.
  • Enjoy free overseas travel insurance for you and your family when you book flights using this card.
  • Pay no foreign transaction fees on purchases made online or overseas.

Pros and cons

Pros

  • Grab 80,000 bonus Qantas Points once you meet the criteria.
  • Get extra cover with extended warranty and purchase security insurance, where conditions apply.
  • Build Qantas Points without any cap.
  • Save $99.50 on a free Qantas Frequent Flyer membership that comes with the card.
  • Transfer balances at 2.99% p.a. for 9 months, with 0% transfer fee.
  • Add up to 4 extra cards at no cost.
  • Set up easy instalment plans at 0% interest.

Cons

  • Some other rewards cards give higher points per dollar.
  • The $199 yearly fee has no waiver option.
  • Cash advances cost 21.99% p.a.
  • Purchases get up to 44 days interest-free.

About this credit card

Basics

Card usage

Apple Pay Enabled
Yes
Card Type
Mastercard
Gambling Transactions Allowed
No
Samsung Pay Enabled
Yes

Eligibility

Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Below Average, Fair, Good, Very Good, Excellent
Minimum Income
N/A
Temporary Residents Accepted
No

Additional cardholders

Additional Cardholders
3
Additional Card Fee Ongoing
$0.00

Credit limits

Minimum Credit Limit
$3,000.00
Maximum Credit Limit
N/A

Repayments

Interest Charged From
Purchase date
Interest Free Period
Up to 44 days on purchases
Minimum Repayment Percentage
2%

Balance transfers

Balance transfer offer

Balance Transfer Rate
2.99%
Balance Transfer Period
9 months
Balance Transfer Fee Percentage
0%

Balance transfer conditions

Balance Transfer From Personal Loan
No
Balance Transfer Limit Percentage
95%
Balance Transfer Revert Rate
19.99%

Rates, fees, charges

Cash advances

Cash Advance Rate
21.99% p.a.
Cash Advance Fee
$4.00
Cash Advance Fee Percentage
3%
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
19.99% p.a.

Account fees

Annual Fee Initial Year
N/A
Annual Fee Ongoing
$199.00
Dishonour Fee
$0.00
Duplicate Statement Fee
$1.25
Foreign Exchange Fee Percentage
0%
Late Payment Fee
$25.00

Rewards

Rewards program basics

Rewards Program
Qantas Frequent Flyer
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
None

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
0.60
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
0.60

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
Yes
Cardholder's International Travel Insurance
Yes
Cardholder's Interstate Flight Inconvenience
Yes
Cardholder's Personal Item Theft Cover
No
Cardholder's Price Protection Insurance
Yes
Cardholder's Purchase Protection Insurance
Yes
Cardholder's Refund Protection
No
Cardholder's Transport Accident Insurance
Yes

Travel and lifestyle

Airport Lounge Access Included
No
Concierge Service Included
No
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
Yes

History

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

    Best Qantas FF rewards card

    Reviewed by Krythe


    Great for overseas trips

    Reviewed by Robert


    Great for travelling

    Reviewed by Yvette


    Good rewards for a non-AmEx card, dispute problems

    Reviewed by Mark


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    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business