Credit Card Compare

NAB Qantas Rewards Signature Card vs Westpac Altitude Qantas Platinum

Compare NAB Qantas Rewards Signature Card, Westpac Altitude Qantas Platinum side by side: annual fees, interest rates, rewards and eligibility to find the right card for you.

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Side-by-side comparison of NAB Qantas Rewards Signature Card vs Westpac Altitude Qantas Platinum.
NAB Qantas Rewards Signature Card card
NAB Qantas Rewards Signature Card
Westpac Altitude Qantas Platinum card
Westpac Altitude Qantas Platinum

Card details

Overall
35Basic
43Fair
Highest
Balance transfer46/100–
Frequent flyer31/10041/100Highest
Qantas Points31/10041/100Highest
Rewards27/10038/100Highest
Sign-up bonus41/10055/100Highest
Travel–39/100

The basics

Card tierSignaturePlatinum
Card typeVisaMastercard
Credit ratingGoodGood
Rewards programQantas Frequent FlyerQantas Frequent Flyer
Credit limit$15,000 – $75,000$3,000 – $50,000

Eligibility

Minimum age18 years old18 years old
Minimum incomeNot specified$30,000 p.a.
ResidencyAustralian citizen or permanent residentAustralian citizen or permanent resident
Joint applicationNoNo
Temporary residentsEligibleNot eligible
Instant approvalYes (~60 seconds)Yes (~60 seconds)

Repayments

Interest-free periodUp to 44 daysUp to 45 daysHighest
Minimum repayment2% of the closing balance or $25, whichever is greater2% of the closing balance or $10, whichever is greater

How much could you save?

Enter your balance and current rate to see your estimated saving for each card below.

$
% p.a.

Balance transfers

Promotional rate0% p.a.—
Period12 months—
Transfer fee3%—
LimitUp to your available credit limit—
Revert rate22.99% p.a.—
Can't transfer fromColes, Kogan Money, MyCard, NAB, Qantas Money—
Estimated saving$850over 12 mths–

Rates & fees

Ongoing interest rates

Purchases22.49% p.a.Lowest23.98% p.a.
Cash advances22.99% p.a.Lowest23.99% p.a.

Fees

Annual fee$449 p.a.$175 p.a.Lowest
Monthly fee——
Additional cardholder fee$0$0
Cash advance fee3.5% of the amount3.5% of the amount
Foreign transaction fee3.5%3%Lowest
Late payment fee$20$20

Rewards

How many points could you earn?

Enter your monthly spend to see estimated annual points for each card below.

$

Earn rate

Everyday spend0.75 pts per $1None
Bonus categoriesNone0.5 pts per $1 in bonus categories
Other purchasesNone0.35 pts per $1 on other purchases, up to $5,000 per statement period
Overseas spendNone0.75 pts per $1 on overseas spend
ATO/governmentNoneNone
Reduced rate above monthly capNone0.2 pts per $1 above $5,000 per statement period
Points capMaximum 12,500 points per monthUncapped
Points expiryPoints don't expire while your account is open and in order.Points don't expire while your account is open and in order.
Estimated annual points87,000 ptsWorth $1,044112,600 ptsWorth $1,351Highest

Sign-up bonus

Sign-up bonus60,000 points100,000 pointsHighest
Bonus spend required——

Related comparisons

Sources

Credit Card Compare
How CardIQ scores cards
Issuers
NABWestpac