Latitude GO Mastercard

On website

Latitude GO Mastercard

Balance transfer

N/A

Purchase rate

6 months at 0% p.a.

Annual fee

$131.40 p.a. ongoing

Highlights

  • Immediate 6 months interest-free for purchases totaling $250 and above.
  • Interest-free deals available from numerous online and in-store retailers.
  • No initial account setup fee and a maximum of 55 interest-free days.

Pros and cons

Pros

  • A monthly account service fee instead of an annual fee.
  • Enjoy Expedia and Wotif hotel discounts.
  • Get 6% off your stay with Booking.com
  • Up to 55 interest-free days.

Cons

  • High 27.49% p.a. interest rate on everyday purchases.
  • High late payment fee of $45.

About this credit card

Basics

Card usage

Apple Pay Enabled
No
Card Type
Mastercard
Gambling Transactions Allowed
No
Samsung Pay Enabled
N/A

Eligibility

Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Good
Minimum Income
N/A
Temporary Residents Accepted
Yes

Additional cardholders

Additional Cardholders
9
Additional Card Fee Ongoing
$0.00

Credit limits

Minimum Credit Limit
$1,000.00
Maximum Credit Limit
N/A

Repayments

Interest Charged From
Purchase date
Interest Free Period
Up to 55 days on purchases
Minimum Repayment Percentage
3%

Balance transfers

Balance transfer offer

Balance Transfer Rate
N/A
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A

Balance transfer conditions

Balance Transfer From Personal Loan
N/A
Balance Transfer Limit Percentage
N/A
Balance Transfer Revert Rate
N/A

Rates, fees, charges

Cash advances

Cash Advance Rate
29.99% p.a.
Cash Advance Fee
$4.00
Cash Advance Fee Percentage
3.5%
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
0%
Purchase Rate Introductory Period
6 months
Purchase Rate Ongoing
27.49% p.a.

Account fees

Annual Fee Initial Year
N/A
Annual Fee Ongoing
$131.40
Dishonour Fee
N/A
Duplicate Statement Fee
$5.00
Foreign Exchange Fee Percentage
3%
Late Payment Fee
$45.00

Rewards

Rewards program basics

Rewards Program
N/A
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
N/A

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
N/A
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
N/A

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
No
Cardholder's International Travel Insurance
No
Cardholder's Interstate Flight Inconvenience
No
Cardholder's Personal Item Theft Cover
No
Cardholder's Price Protection Insurance
No
Cardholder's Purchase Protection Insurance
No
Cardholder's Refund Protection
No
Cardholder's Transport Accident Insurance
No

Travel and lifestyle

Airport Lounge Access Included
No
Concierge Service Included
No
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
N/A

Our review

Convenience

Customer service

Rates and fees

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Reviewed by Credit Card Compare Staff

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