Earn card points on payments that won't take a card
CCC Pay lets your business pay the ATO, rent, payroll and supplier invoices by credit card, even where cards aren't accepted. You earn your card's reward points on the spend, and we pay the supplier by bank transfer.
- Visa, Mastercard and Amex
- Up to 55 days interest-free
- Points on every payment





How it works
Four stops from invoice to paid, with the points landing on your card at the end of the line.
- 1
Upload your invoice or bill
Send us the supplier invoice, BAS notice, rent or payroll amount you need to pay.
- 2
We verify it and add a competitive fee
We confirm the payment details and show you the cost before you commit.
- 3
Pay by credit card
Use your Visa, Mastercard or Amex to pay CCC Pay.
- 4
We pay your supplier
The supplier receives a normal bank transfer. You keep the reward points.
What you can pay
The bills that usually refuse cards. Through CCC Pay, each one earns points instead.
- Supplier invoicesno cardearns points
- ATO and BAS taxno cardearns points
- Rentno cardearns points
- Payrollno cardearns points
- Superannuationno cardearns points
- Utilitiesno cardearns points
- Insuranceno cardearns points
Points on spend you couldn't earn on before
Earn points where cards aren't accepted
The ATO, landlords and most suppliers don't take credit cards. Pay them through CCC Pay and your card treats it as everyday spend, so you earn points on it.
Hold onto your cash for longer
Pay by card and you get your card's interest-free period (up to 55 days) before the money leaves your account. Useful for managing cash flow around BAS and large invoices.
One record of every payment
Every payment runs through one account with a clear receipt, so your bookkeeping and reconciliation stay simple.
Our fee is competitive. Pricing isn't finalised yet, and we'll publish it at launch.
The points you earn
You earn your card's normal reward points on what you pay through CCC Pay, at your card's usual earn rate. How many points you collect depends on the card you use and the rate it earns, so a higher earn rate means more points per dollar.
Compare rewards and points credit cardsQuestions
Be first to earn on every payment
Register your interest and we'll let you know the moment CCC Pay goes live.
Register your interest