Star Alliance Credit Cards

Compare credit cards linked with Star Alliance, their features and perks, and make an informed decision.

Yvonne Taylor avatar
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Vidhu Bajaj avatar
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David Boyd avatar
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Updated 6 Nov 2025   |   Rates updated regularly

Comparing of 1 Star Alliance credit cards

HSBC Star Alliance Credit Card

Not available for application via this website

Rewards program

Star Alliance Rewards

Points per $1 spent

1 Star Alliance Point

Sign up bonus

N/A

Annual fee

$0.00 for 1st year

Details

  • Earn 1 Star Alliance Point per $1 on eligible purchases (capped at $3,000 per statement period), then 0.5 points per $1 thereafter.
  • Pay no annual fee in the first year ($499 p.a. thereafter).
  • Reach Star Alliance Gold Status by spending $4,000 or more on eligible purchases within the first 90 days of account opening.
  • Gold Status grants you benefits like Priority Airport Check-in, Priority Baggage Handling, Priority Boarding, Airport Lounge Access, Extra Baggage Allowance, and more.

Pros & cons

Pros
  • 0% p.a. on balance transfers for 12 months with a 2% balance transfer fee.
  • Offers 0% interest for 6 months on flight bookings.
  • Use or convert your Star Alliance points with major frequent flyer programs from participating airlines.
  • Includes complimentary travel insurance with Rental Vehicle Excess Insurance in Australia and Transit Accident Insurance.
  • Plus Extended Warranty and Purchase Protection insurance.
  • Get a free Frequent Values™ membership, which gives you access to 4,500 promos at select stores, restaurants, hotels, and family attractions.
  • Enrol family members as additional cardholders at no extra cost.
  • Up to 55 interest-free days.
  • This card is compatible with Apple Pay and Google Pay.
  • Take control of your card with the HSBC Australia app.
Cons
  • The $3,000 monthly spend threshold can feel restrictive, even though there’s no cap on earning potential.
  • The annual fee reverts to $499 after the initial year.
  • To maintain Gold member status after the first year, you’ll need to spend at least $60,000 annually. This can be ideal for frequent travelers and high spenders.
  • A 3% foreign transaction fee applies to purchases made overseas.

    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business