I love my business black credit card. I use it for most of my business transactions, and it is easy to accumulate points and the points system is very easy to use.
It makes buying things online very convenient, and gives me confidence that I have safe transactions online.
The fees are also very low, so I don’t even notice them. I have the bank automatically take money out of my main business account to pay the card so I don’t fall behind on payments.
This card has a good rewards program but has a high annual fee after the first year.
The travel insurance has rental car excess, which is handy for interstate travel, but be wary of Terms and Conditions.
Some of the American Express promotional offers have good savings.
The ANZ mobile apps are very basic. Don’t expect to see transactions until three days after your purchase. They seem designed to sell you ANZ products more than tell you about your existing one.
I would have to say that the ANZ Business Black Credit Card is a must-have. I got amazing customer service from ANZ, as they taught me all the valuable features of the card in simplistic ways.
It is also extremely convenient when purchasing, as it is just a touch to purchase items. I recommend everyone to get this card, as they will not regret it.
I would rather have a card with interest-free periods and no fees so I could get things over a period of time interest free.
I would not choose to go with this bank again. They are not very flexible and I get charged every time I use it. A one-off fee would be much better. At least then you know how much extra you are going to have to pay. But like any credit card, the one bonus is you have that back-up there if you need it.
|Cash advances||1.81%||21.74% p.a.|