- Charge Cards
- Credit Card Comparison
- Credit Cards For ATO Payments
- Credit Cards For Self-Employed People
- Credit Cards That Earn Velocity Points
- Credit Cards With 55 Days Interest-Free
- Credit Cards With Instalment Plans
- Frequent Flyer Credit Cards
- Frequent Flyer Credit Cards With No Annual Fee
- Instant Approval Credit Cards
- Low Income Credit Cards
American Express Velocity Escape Card
Highlights
- Receive 20,000 bonus Velocity Points upon applying online, getting approved, and making $1,000 in eligible purchases with your new Card within the initial 3 months. The offer is valid for new Amex Card Members exclusively.
- Earn 1.75 Velocity Points per $1 spent on Virgin Australia products and services, up to 1 point per $1 on everyday spend, and 0.5 Points per $1 on government spend.
- Once a total of 12,000 Velocity Points is earned in a calendar year, the everyday earn rate will change from 1 to 0.75 Velocity Points per $1 spent
- Points accrued on your card seamlessly transfer to your Velocity account monthly and are redeemable for various rewards such as flights, lodging, car rentals, gift cards, and beyond.
Pros and cons
Pros
Cons
About this credit card
Basics
Card usage
Apple Pay Enabled
Yes
Card Type
American Express
Gambling Transactions Allowed
No
Samsung Pay Enabled
Yes
Eligibility
Joint Application Accepted
N/A
Minimum Age
18 years
Minimum Credit Rating
Fair, Good, Very Good, Excellent
Minimum Income
$40,000.00
Temporary Residents Accepted
Yes
Additional cardholders
Additional Cardholders
4
Additional Card Fee Ongoing
$0.00
Credit limits
Minimum Credit Limit
$2,000.00
Maximum Credit Limit
N/A
Repayments
Interest Charged From
Purchase date
Interest Free Period
Up to 55 days on purchases
Minimum Repayment Percentage
2.5%
Balance transfers
Balance transfer offer
Balance Transfer Rate
N/A
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A
Balance transfer conditions
Balance Transfer From Personal Loan
No
Balance Transfer Limit Percentage
70%
Balance Transfer Revert Rate
N/A
Rates, fees, charges
Cash advances
Cash Advance Rate
N/A
Cash Advance Fee
N/A
Cash Advance Fee Percentage
N/A
Cash Advance Fee Threshold
N/A
Purchases
Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
23.99% p.a.
Account fees
Annual Fee Initial Year
N/A
Annual Fee Ongoing
$95.00
Dishonour Fee
$6.00
Duplicate Statement Fee
$10.00
Foreign Exchange Fee Percentage
N/A
Late Payment Fee
$30.00
Rewards
Rewards program basics
Rewards Program
Velocity Frequent Flyer
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
N/A
Rewards points per $1 spent
Domestic Rewards Points Earn Rate
1
Government Rewards Points Earn Rate
0.50
Overseas Rewards Points Earn Rate
1
Additional perks
Insurance
Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
No
Cardholder's International Travel Insurance
No
Cardholder's Interstate Flight Inconvenience
No
Cardholder's Personal Item Theft Cover
No
Cardholder's Price Protection Insurance
No
Cardholder's Purchase Protection Insurance
Yes
Cardholder's Refund Protection
Yes
Cardholder's Transport Accident Insurance
No
Travel and lifestyle
Airport Lounge Access Included
No
Concierge Service Included
No
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
No
History
User reviews
Convenience
Customer service
Rates and fees
Rewards
Trust
This product has not been reviewed yet. Click here to write your review and help others make a better decision.
