ANZ Frequent Flyer Platinum Credit Card

Not available for application via this website

ANZ Frequent Flyer Platinum Credit Card

3.4

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

Up to 44 days on purchases

Annual fee

$295.00 p.a. ongoing

Highlights

  • Receive 75,000 bonus Reward Points and $100 cashback upon spending $2,500 on eligible purchases within 3 months after approval. Terms and Conditions apply.
  • Get 0.75 Qantas Points for every $1 spent on eligible purchases (capped at $3,000), and thereafter, earn 0.5 Qantas Points per $1 spent in each statement period.
  • Includes complimentary International Travel Insurance and rental vehicle excess cover in Australia.
  • Get a free Qantas Frequent Flyer Membership valued at $99.50.

Pros and cons

Pros

  • Earn a 75,000 bonus Qantas Points and a $100 cashback when you meet the criteria.
  • Use the 75,000 bonus Qantas Points for flights or upgrades, both domestic and international.
  • Earn 0.75 points per $1 spent up to $3,000 per statement period.
  • Includes complimentary Purchase Protection and Extended Warranty Insurance.
  • You can add up to 9 additional cardholders.
  • No cap on the total number of points you can earn.
  • Get assistance from a Personal Concierge for restaurant reservations, hotel bookings, gift ideas, and more.
  • Offers the option to repay eligible purchases in 3, 6, or 12-month instalments.
  • Get 24/7 anti-fraud protection, keeping your transactions secure around the clock.
  • Compatible with Apple Pay, Google Pay, Samsung Pay, and Garmin Pay.

Cons

  • The annual fee of $295 p.a. is high.
  • Although uncapped, the earn rate drops to 0.5 points per $1 on any spend above $3,000 per statement period.
  • There is no balance transfer offer available.
  • It costs $65 p.a. per additional cardholder, which adds up.

About this credit card

Basics

Card usage

Apple Pay Enabled
Yes
Card Type
Visa
Gambling Transactions Allowed
No
Samsung Pay Enabled
Yes

Eligibility

Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Good, Very Good, Excellent
Minimum Income
N/A
Temporary Residents Accepted
Yes

Additional cardholders

Additional Cardholders
9
Additional Card Fee Ongoing
$65.00

Credit limits

Minimum Credit Limit
$6,000.00
Maximum Credit Limit
N/A

Repayments

Interest Charged From
Purchase date
Interest Free Period
Up to 44 days on purchases
Minimum Repayment Percentage
2%

Balance transfers

Balance transfer offer

Balance Transfer Rate
21.99%
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A

Balance transfer conditions

Balance Transfer From Personal Loan
No
Balance Transfer Limit Percentage
N/A
Balance Transfer Revert Rate
N/A

Rates, fees, charges

Cash advances

Cash Advance Rate
21.99% p.a.
Cash Advance Fee
$4.00
Cash Advance Fee Percentage
3%
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
20.99% p.a.

Account fees

Annual Fee Initial Year
N/A
Annual Fee Ongoing
$295.00
Dishonour Fee
$6.00
Duplicate Statement Fee
$0.00
Foreign Exchange Fee Percentage
3%
Late Payment Fee
$20.00

Rewards

Rewards program basics

Rewards Program
Qantas Frequent Flyer
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
36 months

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
0.75
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
0.75

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
Yes
Cardholder's International Travel Insurance
Yes
Cardholder's Interstate Flight Inconvenience
No
Cardholder's Personal Item Theft Cover
Yes
Cardholder's Price Protection Insurance
No
Cardholder's Purchase Protection Insurance
Yes
Cardholder's Refund Protection
No
Cardholder's Transport Accident Insurance
No

Travel and lifestyle

Airport Lounge Access Included
No
Concierge Service Included
Yes
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
Yes

History

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

    Best credit card for me

    Reviewed by Sharon


    Generally very pleased with this card

    Reviewed by Judy Nguyen


    Great for travel insurance

    Reviewed by Henry


    Happy with my ANZ card except the annual fee

    Reviewed by Ali


    Earned 2 return tickets to my home country in 4yrs

    Reviewed by Stan


    Works well for me

    Reviewed by Carolyn


    Very pleased with this this card

    Reviewed by Michael


    Reliable and trustworthy

    Reviewed by Mike


    Too expensive

    Reviewed by Frances Hessing


    Cancelling this card because of online banking

    Reviewed by Angela


    Good card

    Reviewed by Nancy


    Generally pleased with these cards

    Reviewed by Justin


    The ANZ app is terrible

    Reviewed by Kat


    Free travel insurance

    Reviewed by Doron


    ANZ saved me thousands acting on my behalf

    Reviewed by Dale Ann


    Great

    Reviewed by John


    Would recommend for earning points

    Reviewed by Stephen


    Very happy with AMEX and ANZ

    Reviewed by Rob


    The best card around

    Reviewed by Elaine


    Very pleased with this card

    Reviewed by Bosco


    Better options available

    Reviewed by Frank


    Generally a versatile card

    Reviewed by Mathi


    Helps with using the points to fly

    Reviewed by Ashley


    Good value with bonus points

    Reviewed by John


    Would prefer lower interest rate

    Reviewed by Rebecca


    Convenient and handy card

    Reviewed by Michael


    Great value and features

    Reviewed by Andrew


    Best card I have ever owned

    Reviewed by Elaine


    Rewards, insurance and concierge

    Reviewed by Kerry


    Enjoy the multiple rewards

    Reviewed by Natnat


    Go with a lower rate, low fee card

    Reviewed by Anne


    High fee but high rewards

    Reviewed by Tony


    It's been convenient and reliable

    Reviewed by Wayne


    Expensive but rewarding

    Reviewed by Brian


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    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business