NAB Qantas Business Signature Credit Card

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NAB Qantas Business Signature Credit Card

Balance transfer

N/A

Purchase rate

18.5% p.a. ongoing

Interest-free days

Up to 44 days on purchases

Annual fee

$295.00 p.a. ongoing

Highlights

  • Get up to 200,000 bonus Qantas Points. Earn 150,000 points when you spend at least $4,000 on eligible business purchases within 60 days of account opening. Get an additional 50,000 points if you also keep your account open for over 12 months. Terms and Conditions apply.
  • Earn 0.67 Qantas Points per $1 spent.
  • Earn 1 bonus point for every dollar spent on eligible Qantas services
  • It comes with free Qantas Business Rewards membership, saving you $89.50 upfront.

Pros and cons

Pros

  • The spend requirement is reasonable given the value of the sign-up bonus you'll receive.
  • With Qantas Business Rewards you can save up to 10% on selected flight fares. Plus earn Qantas Points on flights, hotels, fuel, and more with 50+ business partners.
  • Add and manage multiple employee credit cards under one facility for streamlined tracking and control.
  • Comes with access to Visa's global concierge service.
  • Includes complimentary Unauthorised Transaction Insurance and Transit Accident Insurance, offering extra protection on your purchases and travel.
  • The credit limit starts at $5,000, providing businesses with a manageable option to control expenses effectively
  • Supports most digital wallets, including Apple Pay, Google Pay, Fitbit Pay, Garmin Pay, and Samsung Pay.

Cons

  • Does not include complimentary International Travel Insurance.
  • Points are capped at $50,000 per card per statement period.

About this credit card

Basics

Card usage

Apple Pay Enabled
Yes
Card Type
Visa
Gambling Transactions Allowed
No
Samsung Pay Enabled
Yes

Eligibility

Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Below Average, Fair, Good, Very Good, Excellent
Minimum Income
$75,000.00
Temporary Residents Accepted
Yes

Additional cardholders

Additional Cardholders
4
Additional Card Fee Ongoing
$295.00

Credit limits

Minimum Credit Limit
$5,000.00
Maximum Credit Limit
N/A

Repayments

Interest Charged From
Purchase date
Interest Free Period
Up to 44 days on purchases
Minimum Repayment Percentage
2%

Balance transfers

Balance transfer offer

Balance Transfer Rate
N/A
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A

Balance transfer conditions

Balance Transfer From Personal Loan
N/A
Balance Transfer Limit Percentage
N/A
Balance Transfer Revert Rate
N/A

Rates, fees, charges

Cash advances

Cash Advance Rate
21.74% p.a.
Cash Advance Fee
$3.00
Cash Advance Fee Percentage
3%
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
18.5% p.a.

Account fees

Annual Fee Initial Year
N/A
Annual Fee Ongoing
$295.00
Dishonour Fee
$30.00
Duplicate Statement Fee
N/A
Foreign Exchange Fee Percentage
3%
Late Payment Fee
$15.00

Rewards

Rewards program basics

Rewards Program
Qantas Business Rewards
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
36 months

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
0.67
Government Rewards Points Earn Rate
0.67
Overseas Rewards Points Earn Rate
0.67

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
No
Cardholder's International Travel Insurance
No
Cardholder's Interstate Flight Inconvenience
No
Cardholder's Personal Item Theft Cover
No
Cardholder's Price Protection Insurance
No
Cardholder's Purchase Protection Insurance
No
Cardholder's Refund Protection
No
Cardholder's Transport Accident Insurance
No

Travel and lifestyle

Airport Lounge Access Included
No
Concierge Service Included
Yes
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
Yes

History

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

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    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business