Priority Pass Credit Cards

Compare credit cards with Priority Pass lounge access for a more relaxing airport experience.

Nilooka Dissanayake avatar
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Andrew Boyd avatarVidhu Bajaj avatar
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David Boyd avatar
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Updated 26 Sep 2025   |   Rates updated regularly

Comparing of 2 Priority Pass credit cards

Apply by 4 November 2025

Rewards program

Membership Rewards

Points per $1 spent

2.25 points

Sign up bonus

300,000 points

Annual fee

$875.00 for 1st year

Details

  • Get 300,000 bonus Membership Rewards points by applying before 4 November 2025, getting approved, and spending $12,000 on your card within the initial 3 months. Exclusive to New American Express Card Members.
  • Reduced first-year annual fee of $875 (regularly $1,750 per year).
  • Earn up to 2.25 pts per $1 spent.
  • Enjoy exclusive Platinum travel, experience, and dining privileges.

Pros & cons

Pros
  • The offer of 300,000 bonus Membership Rewards points when you meet the criteria.
  • Earn up to 2.25 pts per $1 spent and 1 point per $1 spent at the ATO.
  • Access to more than 1,400 lounges globally, including The Centurion® Lounge.
  • Gold status match at Marriott Bonvoy, Hilton Honors, and Premium status at Radisson Hotel Group.
  • Get the Amex Experiences App to access information on Platinum benefits, travel offers, events and recommended merchants.
  • Add up to 99 employee cards at no extra cost.
Cons
  • The annual fee of $1,750 p.a. after the initial year.
  • Since this is a charge card, the balance must be cleared every statement.
  • No balance transfer facility.
American Express Platinum Card

On American Express' website

Rewards program

Membership Rewards

Points per $1 spent

2.25 points

Sign up bonus

200,000 points

Annual fee

$1,450.00 p.a. ongoing

Details

  • Earn 200,000 bonus Membership Rewards Points when you apply by 2 December 2025, get approved, and spend $5,000 on your new Card within the initial 3 months. T&Cs apply. Exclusive to New Amex Card Members.
  • This card includes comprehensive travel insurance, covering trip cancellations, travel delays, lost baggage, medical emergencies, and more—giving you peace of mind when you’re on the go.
  • Receive a $450 Platinum Travel Credit annually for flight, hotel, or car rental bookings.
  • Get up to $400 each year to use at over 1,400 carefully selected restaurants worldwide, making dining out a little more rewarding.

Pros & cons

Pros
  • Get 200,000 Bonus Membership Rewards Points when you meet the criteria.
  • Earn up to 2.25 pts per $1 spent and 1 point per $1 spent at the ATO.
  • Transfer points to 12 major Airline Reward Partner programs, including Qantas Frequent Flyer, Virgin Australia Velocity Frequent Flyer, and Air New Zealand Airpoints.
  • You can also transfer points to Hilton Honors and Marriott Bonvoy.
  • Receive a complimentary Accor Plus membership valued at $399
  • Access to more than 1,400 lounges globally, including The Centurion® Lounge.
  • Shop with confidence knowing your purchases are protected. Get up to 12 months of extended warranty on eligible items, coverage for theft or damage, and a refund guarantee if a store won’t accept your return. You’re also safeguarded against unauthorized transactions with a Fraud Protection Guarantee.
  • Use the Amex Experiences App to access information on Platinum benefits, travel offers, events and recommended merchants.
  • Compatible with Apple Pay, Google Pay and Samsung Pay.
Cons
  • The annual fee is $1,450, which may seem high, but for those who maximize the card’s premium perks—like travel insurance, dining credits, and purchase protections—it could be a worthwhile investment.
  • A 3% fee applies to overseas transactions and online purchases.
What is a Priority Pass credit card?

What is a Priority Pass credit card?

Priority Pass is a global airport lounge program that offers members access to over 1,300 lounges in more than 500 cities worldwide. Holding a credit card with Priority Pass membership unlocks a world of airport lounges, providing a tranquil oasis away from the hustle and bustle of the airport terminal, wherever you are in the world.

Membership not only affords you lounge access but also extends to exclusive experiences and amenities. From fresh food to refreshing spa treatments available at some lounges, Priority Pass makes travel less stressful and more enjoyable.

There are two classifications of Priority Pass credit card: those with unlimited access and those with a specified number of passes. The Priority Pass membership fee is included in the annual fee of the card.

Key facilities you can expect with Priority Pass

Key facilities you can expect with Priority Pass

Priority Pass gives you access to a range of premium facilities, regardless of your airline or ticket class. Here are some of the key amenities you can typically enjoy when you enter a Priority Pass lounge:

  • Free Wi-Fi. Stay connected while you relax before your flight.
  • Complimentary snacks and drinks. Enjoy a selection of light bites, soft drinks, and alcoholic beverages at no extra cost.
  • Power and charging stations. – Keep your devices charged and ready for the journey ahead.
  • Comfortable seating. Relax in a comfortable, quiet space, ideal for unwinding before your flight.
  • Showers and spa facilities. Freshen up with shower facilities, sometimes available with an additional fee.

While Priority Pass doesn't own the lounges, they negotiate access for members at airports around the world, meaning the facilities can vary. Some lounges offer exceptional services, while others may not be quite as impressive—particularly in some locations like Bali.

Expert explains his experience of Priority Pass

Expert explains his experience of Priority Pass

David Boyd of Credit Card Compare

David Boyd, the co-founder of Credit Card Compare, recalls, "I really value lounge access, especially on long haul flights with a stopover long enough for a proper lounge visit. The ability to get away from the crowd, maybe get caught up with some work, enjoy a good meal and a shower is a game changer for me."

Benefits of Priority Pass credit cards

Benefits of Priority Pass credit cards

  • Airport lounge access. Obviously, the key benefit of a Priority Pass credit card is access to airport lounges, where cardholders can relax, enjoy complimentary food and drinks, access Wi-Fi, and more.
  • Travel credits. Many Priority Pass credit cards come with annual travel credits that can be used for travel related expenses like airline fees, baggage fees, or general travel expenses.
  • Frequent flyer points or miles. Some Priority Pass credit cards also offer generous rewards programs, allowing cardholders to earn points or miles for every dollar spent, which can be redeemed for travel, cashback, or other reward cards.
Where can I use Priority Pass in Australia and New Zealand?

Where can I use Priority Pass in Australia and New Zealand?

Most Priority Pass facilities in Australia and 3 lounges in New Zealand are in international terminals. There are some dining outlets, as well as the Rex Lounges, that can be accessed in domestic terminals.

Australia

  • Adelaide. Rex Lounge and Plaza Premium Lounge, plus 2 eateries.
  • Brisbane. Plaza Premium Lounge at the international terminal and five eateries (4 domestic, 1 international).
  • Canberra. 3 eateries
  • Gold Coast. 2 eateries
  • Melbourne. Rex Lounge in T4 Domestic, the Plaza Premium Lounge, The House and Marhaba Lounge in T2 International, plus eight eateries across all 4 terminals.
  • Perth. Aspire Lounge in T1 International and 2 eateries in T4.
  • Sydney. Rex Lounge in T2 Domestic plus The House and the Plaza Premium Lounge (airside) and the Plaza Premium Lounge (landside, arrivals) in T1, and 6 eateries across all 3 terminals.

New Zealand

  • Auckland. Strata Lounge at International and five eateries across both terminals.
  • Christchurch. Manaia Lounge.
  • Queenstown. Manaia Lounge.
How to join Priority Pass with a credit card

Varies from card to card.

How to join Priority Pass with a credit card

The process varies slightly depending on your credit card, but in most cases, you'll need to enrol in Priority Pass using your card details.

For example, if you have a Westpac Altitude Black Credit Card, you’ll need to visit their website and apply to enrol. With American Express Platinum and Platinum Business cards, you can simply call the number on the back of your card to activate your membership.

Once your Priority Pass account is set up, you'll receive a physical membership card and can also activate a digital one. You'll need to present either of these when accessing a lounge or redeeming other Priority Pass benefits at the airport.

How to benefit the most from your Priority Pass credit card

Maximise your Priority Pass credit card.

How to benefit the most from your Priority Pass credit card

Use lounge visits wisely

Make use of your complimentary lounge visits when travelling, especially during layovers or long waits at the airport.

Don't forget partner lounges

Some Priority Pass credit cards offer access to partner lounges in addition to Priority Pass lounges such as, for example, those in Plaza Premium Be sure to explore all available options before you travel.

Card benefits

Familiarise yourself with all the benefits that come with your card, such as travel credits, reward programs, and travel insurance coverage.

Stay informed

Keep up to date with any changes to your card's benefits or terms and conditions to ensure you are making the most of your card.

Help choosing a Priority Pass credit card

Unlock the world of exclusive travel perks with expert guidance in choosing your ideal Priority Pass credit card.

  • FAQs

  • Pros & cons

  • Alternatives

Is a Priority Pass credit card worth it?

The value of a Priority Pass credit card depends on how frequently you travel and visit lounges. If you are a frequent traveller who values airport comfort and convenience, a Priority Pass could be well worth it.

Pros

Global lounge network

With Priority Pass, travellers enjoy access to an expansive network of over 1,500 airport lounges worldwide, offering a peaceful retreat from the bustling airport environment. This coverage ensures that whether you're jetting off to major cities like New York or Singapore, lounge access is within reach.

Exclusive travel

Members benefit from more than just lounge access; Priority Pass also discounts dining, shopping, and spa services at select airports, adding a touch of luxury to your travel experience.

Enhanced travel comfort

The lounges offer a haven with amenities such as comfy seating, complimentary Wi-Fi, and refreshments, proving invaluable during extended layovers or unexpected delays.

Flexible membership options

Catering to a wide array of travel habits and budgets, Priority Pass presents various membership levels, including complimentary access through select credit cards, ensuring there's a fit for every type of traveler.

Guest privileges

Certain credit card benefits include bringing guests into lounges, either complimentary or at a nominal fee, making your travel more enjoyable when accompanied by friends or family.

Cons

Membership cost

The price tag for Priority Pass membership, particularly the tiers offering unlimited access, might be steep for those who travel infrequently. Credit cards offering this perk often come with high annual fees, which could offset the benefits for some users.

Inconsistent lounge quality

The standard of lounges within the network can vary widely; while some offer luxury amenities, others vary widely; while some offer luxury amenities, others might only provide basic facilities.

Risk of overcrowding

High-traffic lounges may experience overcrowding during peak periods, potentially compromising the comfort and exclusivity of the lounge experience.

Restricted lounge hours

Availability issues, such as limited operating hours or capacity constraints, can inconvenience travelers, especially those flying at less common times.

Coverage limitations

Despite its extensive network, Priority Pass has gaps in geographical coverage, with certain airports and regions lacking lounge presence, posing a disadvantage for travelers in those locales.

Qantas Club

Paid Qantas Club membership comes with access to Qantas Club lounges in Australia and internationally. It's a much smaller network than that of Priority Pass, but the quality of lounges are on average high.

LoungeBuddy

Unlike Priority Pass, which requires a membership for lounge access, LoungeBuddy allows travellers to purchase one-time access to a wide range of airport lounges around the world directly through their website or mobile app, without the need for a membership or long-term commitment.

LoungeKey

A popular alternative to Priority Pass with more than 1,000 airport lounges in its worldwide network.

DragonPass

One of the main competitors of Priority Pass with a large international network. Powers Mastercard Travel Pass.

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