St.George Credit Cards | Consumer Reviews & Comparison

St.George Credit Cards

Apply for a St.George credit card and you could save money or earn points.

6 reviews
0% p.a. on purchases for up to 15 months from card approval.
$49 p.a. annual fee for the first year ($99 p.a. thereafter).
Low revert rate on Purchases of 12.99% p.a. (ongoing).
balance transfer
purchase rate
annual fee
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St.George Vertigo Visa
Apply by 12 feb 20
25 reviews
0% p.a. for 18 months on balance transfers with no balance transfer fee. Reverts to cash advance rate.
Low ongoing variable purchase interest rate of 13.99% p.a.
$55 p.a. annual fee.
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18 months
0% p.a.
then 21.49%
with a 0% fee
13.99% p.a.
ongoing
$55
ongoing
St.George Vertigo Platinum Credit Card
Apply by 12 feb 20
6 reviews
0% p.a. on purchases for up to 15 months from card approval.
$49 p.a. annual fee for the first year ($99 p.a. thereafter).
Low revert rate on Purchases of 12.99% p.a. (ongoing).
More info
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-
15 months
0% p.a.
then 12.99%
$49
1st year
then $99
St.George Amplify Signature Credit Card (Amplify)
Apply by 12 feb 20
4 reviews
Earn up to 200,000 Bonus Amplify Rewards Points over 2 years when you spend $12,000 on eligible purchases each year.
Boost your Amplify account with 1.5 points per $1 you spend.
Reduced annual fee of $139 in the first year, currently saving you $140.
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6 months
0% p.a.
then 21.49%
with a 0% fee
19.74% p.a.
ongoing
$139
1st year
then $279
St.George No Annual Fee Credit Card
Apply by 12 feb 20
10 reviews
$0 annual fee for as long as you have the card.
0% p.a. for 12 months on balance transfers with 1% balance transfer fee on amounts transferred.
The small starting credit limit of $500 might be great for someone’s first credit card.
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12 months
0% p.a.
then 21.49%
with a 1% fee
20.74% p.a.
ongoing
$0
ongoing
St.George Rainbow Vertigo Platinum Credit Card
Apply by 12 feb 20
0% p.a. on purchases for up to 15 months from card approval.
$49 p.a. annual fee for the first year ($99 p.a. thereafter).
Complimentary insurance for overseas travel for 6 months.
More info
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-
15 months
0% p.a.
then 12.99%
$49
1st year
then $99
St.George Amplify Platinum Credit Card (Amplify)
Apply by 12 feb 20
4 reviews
Receive a $400 e-gift card (terms and conditions apply).
0% p.a. for 6 months on Balance Transfers with 0% BT fee.
$99 p.a. annual fee.
More info
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6 months
0% p.a.
then 21.49%
with a 0% fee
19.74% p.a.
ongoing
$99
ongoing
St.George Amplify Platinum Credit Card (Qantas)
Apply by 12 feb 20
Up to 60,000 Qantas points. Conditions Apply.
No cap on the number of points you can earn.
Flexibility to choose the rewards programs that better suits you.
More info
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6 months
0% p.a.
then 21.49%
with a 0% fee
19.74% p.a.
ongoing
$99
ongoing
St.George Rainbow Vertigo Visa
Apply by 12 feb 20
0% p.a. for 18 months on balance transfers with no balance transfer fee. Reverts to cash advance rate.
Low ongoing variable purchase interest rate of 13.99% p.a.
$55 p.a. annual fee.
More info
Add to comparison
18 months
0% p.a.
then 21.49%
with a 0% fee
13.99% p.a.
ongoing
$55
ongoing
St.George Amplify Credit Card
Apply by 12 feb 20
8 reviews
19.74% p.a. variable interest rate on purchases.
21.29% p.a. variable cash advance rate.
Up to 55 days on purchases.
More info
Add to comparison
-
19.74% p.a.
ongoing
$79
ongoing

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Q&As about St.George Credit Cards from customers

Why should I choose St.George?

St.George Bank currently has more than 9,000 employees and is considered to be one of the top 20 public companies in Australia. They got their start as a housing bank back in 1937 and have been expanding ever since. In 1992, they made the switch to a fully-fledged financial services company whose credit cards and other products are highly revered throughout Australia.

Can I keep my existing bank?

Yes. You can apply for a credit card from St.George and run your existing bank account as usual. You do not need to switch accounts.

Will I be able to manage my account online?

Yes. St.George have had online banking for years. You can use it to perform all the usual tasks, e.g. review recent transactions, set up payments, etc.

Can I manage my card account via telephone?

Yes. Apart from the usual telephone banking service, they also have apps for your smartphone.

What types of cards does St.George offer?

A selection of credit cards are available from St.George, offering choices such as no annual fee, low balance transfer rates and more. The Platinum Visa credit card offers a relatively low annual fee, a range of complimentary travel and purchase insurance covers, and the option for a low interest balance transfer. The St.George Amplify credit card provides access to a choice of two rewards schemes: Amplify Rewards or Amplify Qantas Rewards. It also has the option for a low rate balance transfer and a low annual fee.

What are the benefits of transferring other balances to St.George?

You can save money when you transfer a balance from a non-St.George credit card to a new St.George credit card with lower interest rates for the introductory period. You should be aware that the rate returns to the standard purchase rate when the introductory period ends.

Can I transfer a balance if I currently have a St.George credit card?

Yes, if you have an existing St.George credit card you can transfer a balance from a third party to your credit card.

Can I transfer balances between St.George credit cards?

No. If you have more than one St.George credit card, you can make payments between cards using standard repayment methods, but a balance transfer is a different type of transaction and can only be made from non-St. George credit cards and debts.

Do I have to pay a fee for a balance transfer?

On some St.George credit cards there is a fee for balance transfers. Please also note that at the end of the promotional balance transfer period, your rate will revert to a higher interest rate, normally the variable cash advance rate applicable at the time, and any outstanding debt will be charged accordingly.

What other banking services do they offer?

The bank provides a comprehensive range of services and products for business and corporate customers with 28 dedicated business banking centres and online and telephone services. Services include transactions, savings, credit cards, lending and finance, payment solutions, insurance and agribusiness.

St.George’s personal banking products cover a range of everyday and savings accounts, credit cards, personal loans, home loans, insurance and investments.

All customers can access their accounts through a range of online services, which include online, mobile and telephone banking.

How long have St.George been around?

The St.George Co-operative Building Society was in south Sydney in 1937. The society grew over the years and rapidly expanded during the post-war housing boom in the 1950s. In 1955, the Society became a Permanent Building Society, aiming to provide funds for members to buy houses.

In 1970, the society adopted the familiar dragon logo. In 1972, St.George became the first Australian building society to go online when it installed an IBM computer network. It was awarded full banking status in 1992 and in the same year acquired BankSA.

In 2008, St.George Bank shareholders approved a merger with Westpac Banking Corporation.

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Rated 4.8 out of 5 for customer satisfaction.
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