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0% Balance Transfers For 6 Months

Here are the best Australian credit cards with a 0% balance transfer offer for months. There are numerous cards offering a 6 month balance transfer, however some of these cards have a nominal annual fee. Therefore the best credit card for you will be the one offering a 0% balance transfer for 6 months with a low annual fee.

Citibank Clear Platinum Card
Citibank Clear Platinum Card
  • 0.99% p.a. on balance transfers for 6 months
  • Low $42 annual fee for the first year only, $85 thereafter.
  • All the features of a low rate card with the added benefits of a platinum card, like; entertainment offers, concierge service, retail discounts, and complementary international travel insurance
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% p.a.* Up to 55 days* 11.49% p.a.* $42* 0.99% p.a. for 6 months*


ANZ Low Rate MasterCard
ANZ Low Rate MasterCard
  • Low interest rate of 12.49% p.a. on purchases
  • 0% p.a. for first 6 months
  • Up to 3 additional cards at no extra cost
  • Online Shopping guarantee
  • MasterCard applause - be entertained with exclusive tickets to theatre, dance, musicals and sporting events
  • MasterCard Travel Exclusives - special offers and great deals, simply for being a MasterCard cardholder
  • ANZ Falcon - provides advanced around the clock monitoring for suspicious transactions
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR* Up to 55 Days* 12.49% p.a* $58* 0% p.a. for first 6 months*


ANZ Balance Visa Card
ANZ Balance Visa Card
  • 13.49% p.a. interest rate on purchases
  • 1 Reward Point for every $1 you repay to your balance3
  • Choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards
  • Choose how often you would like to be rewarded - every 3, 6 or 12 months
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR* Up to 55 Days* 13.49% p.a.* $79* 0% p.a. for first 6 months*