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0% Balance Transfers For 6 Months

Here are the best Australian credit cards with a 0% balance transfer offer for months. There are numerous cards offering a 6 month balance transfer, however some of these cards have a nominal annual fee. Therefore the best credit card for you will be the one offering a 0% balance transfer for 6 months with a low annual fee.

Citibank Clear Platinum Card
Citibank Clear Platinum Card
  • 0% p.a. on balance transfers for 6 months
  • Low $49 annual fee for the first year only, $99 thereafter.
  • All the features of a low rate card with the added benefits of a platinum card, like; entertainment offers, concierge service, retail discounts, and complementary international travel insurance
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% p.a.* Up to 55 days* 11.49% p.a.* $49 for 1st year* 0% p.a. for 6 months*


ANZ Low Rate MasterCard
ANZ Low Rate MasterCard
  • Get a 60 second response on your online application.
  • Low interest rate of 13.24% p.a. on purchases and 21.49% p.a. on cash advances.
  • 0% p.a. for first 6 months on balance transfers.
  • $58 annual account fee.
  • Up to 55 days interest free credit on purchases.
  • Design your own card with the image of your choice.
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0%* Up to 55 days* 13.24% p.a.* $58* 0% p.a. for 1st 6 months*


ANZ Balance Visa Card
ANZ Balance Visa Card
  • 14.24% p.a. interest rate on purchases
  • 0% p.a. for 1st 6 months on balance transfers
  • 1 reward point for every $1 you repay to your balance
  • $79 annual account fee
  • $22 rewards program fee (per card)
  • $10 additional card holder fee
  • 21.49% interest rate on cash advances
  • Up to 55 days interest free
  • Up to $15,000 credit limit
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0%* Up to 55 Days* 14.24% p.a.* $79* 0% p.a. for 1st 6 months*


Bank SA Platinum Credit Card
Bank SA Platinum Credit Card
  • 15.74% p.a. on purchases
  • 3.99% p.a. balance transfer rate for up to 6 months
  • Low Platinum annual fee of $89
  • Free, comprehensive shopping and travel insurances
  • 24 x 7 Personal Concierge Service
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0%* Up to 55 Days* 15.74%* $89* 3.99% p.a. for 6 months*


St George Amplify Credit Card
St George Amplify Credit Card
  • Choice of two fantastic rewards programs, on one rewards credit card.
  • Amplify Rewards: Earn 2 Amplify point per $1 spent until 30 June 2010.
  • Amplify Qantas: Earn 1 Qantas Frequent Flyer point per $1 spent on purchases until 30 June 2010.
  • No additional fee to link your Amplify Card to either rewards program
  • Up to 55 days interest free on purchases, provided the closing balance is paid in full by the statement due date each month.
  • No points capping
  • Additional card available (where there is a one primary account holder)
  • Accepted at over 29 million locations worldwide, wherever you see the VISA logo.
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0%* Up to 55 Days* 18.49% p.a* $79* 0.99% p.a. for up to 6 months*


Commonwealth Bank Low Fee Credit Card
Commonwealth Bank Low Fee Credit Card
  • $24 annual fee for non-Commonwealth bank customers
  • Pay a low 5.99% p.a. in interest for the first 5 months on the balance you bring across
  • Up to 55 days interest-free period
  • 19.99% p.a. on purchases
  • 21.49% p.a. on cash advances
  • Enjoy the convenience of a complimentary additional card for a family member or friend
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0%* Up to 55 days* 19.99% p.a.* $24* 5.99% p.a. for 5 months*


Macquarie Visa Gold Card
Macquarie Visa Gold Card
  • 1 Reward point per dollar spent, with no expiry
  • Redeem your points for a wide variety of rewards including flights on all major airlines, anywhere, any time (Subject to availability), gift cards, electronics and special experiences.
  • Peace of mind with complimentary international travel insurance, extended warranty, and 90 day purchase protection insurance
  • Financial flexibility with up to 55 days interest free on purchases
  • Access to offers and discounts through Visa Entertainment
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0%* Up to 55 days* 20.45% p.a.* $100* None*


Woolworths Everyday Money Credit Card
Woolworths Everyday Money Credit Card
  • 0% p.a. for 6 months on balance transfers
  • $0 annual fee 1st year, a saving of $49!
  • 1 point per $1 spent on general purchases
  • 2 points per $1 spent within participating Woolworths group stores (shown below)
  • 3 points per $1 spent on Select products purchased in-store at Woolworths Supermarkets & Everyday Mobile products purchased at Woolworths Supermarkets, BIG W, Woolworths liquor and BWS.
  • Every 4 months (with enough points) get a shopping card to spend at Woolworths group stores (shown below).
  • Pay at the pump and get back on the road faster with epump
  • Up to 55 days interest free on purchases.
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
-* Up to 55 days* 19.49%* $0* 0% p.a. for 6 months*