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Bad Credit Cards
For people with bad credit there are still credit card offers available. Bad credit cards suitable to your financial situation may be able to help rebuild your credit rating if you make the monthly repayments on-time and maintain your account balance within the credit limits.
However, one of the most prudent options for people with less than perfect credit history is to spend their own money by using a Visa Debit card. One such card is the ANZ Visa Debit Card, which will give you access to your own money through the Visa network. This way you can only spend what have, instead of spending beyond your ability to make the monthly repayments - something every Australian should be doing.