HSBC Credit Cards

HSBC currently has more than 3 million customers worldwide that are served through a network of nearly 400 branches. They are currently headquartered in New York City and are regarded as one of ten financial institutions in the United States with holdings valued at more than $300 billion. The bank was founded in 1851 as the Manhattan Savings Institute, and quickly began opening locations throughout the world.

There are three main HSBC credit cards available to their customers. The first is the HSBC Platinum Card with Cash Back. This card offers an introductory rate of 0% APR for twelve months and a variable APR less than 9%. With no spending caps and a rewards system, this is easily one of the most popular HSBC credit cards in Australia. The cash back system operates without any pesky requirements and the lack of annual fee makes this an ideal card for most customers. The second HBC credit card is the Platinum MasterCard with Plus Rewards that offers much the same benefits but offers rewards that can be used for travel.

Another popular HSBC credit card is a hybrid that allows you to choose whether you want cash back or flying rewards. This is perfect for customers that want a little more flexibility and the option to use their rewards in a number of different ways. You can redeem your points for cash back at any time and the interest rates are very competitive. There are no travel blackout dates and you can start using your rewards for airline travel as soon as you hit 7,500 points.