Amex Platinum vs ANZ Frequent Flyer Black Credit Card

Verified by David Boyd   |   Updated 24 Sep 2024

American Express and ANZ are competing for the attention of Australia's most coveted credit cardholders. Both cards are favoured by Aussies in search of a luxury Qantas points credit card that offers a high Qantas Points earn rate, the best perks, and the greatest benefits.

So how does the Amex Platinum compare against the ANZ Frequent Flyer Black Credit Card? Use this side-by-side comparison of rates, fees, and eligibility criteria to decide which of these black credit cards is better for yourself.

American Express Platinum Card

On American Express' website

ANZ Frequent Flyer Black Credit Card

On ANZ's website

Basics
Description
N/AN/A
Additional Cardholders
49
Apple Pay Enabled
YesYes
Card Type
American ExpressVisa
Google Pay Enabled
YesYes
Minimum Credit Limit
N/A$15,000.00
Maximum Credit Limit
N/AN/A
Rates
Cash Advance Rate
N/A21.99% p.a.
Cash Advance Fee
N/A$4.00
Purchase Rate Ongoing
N/A20.99% p.a.
Fees
Annual Fee Ongoing
$1,450.00$425.00
Foreign Exchange Fee
$3.00$3.00
Late Payment Fee
$20.00$20.00
Overseas ATM Withdrawal Fee
N/A$5.00
Eligibility
Minimum Age
18 years18 years
Minimum Credit Rating
Fair, Good, Very Good, ExcellentGood, Very Good, Excellent
Minimum Income
$100,000.00N/A
Temporary Residents Accepted
NoYes