Amex Platinum vs ANZ Frequent Flyer Black Credit Card

Verified by David Boyd   |   Updated 8 May 2024

American Express andANZ are competing for the attention of Australia's most coveted credit cardholders. Both cards are favoured by Aussies in search of a luxuryQantas points credit card that offers the highest number of Qantas points, the best perks, and the greatest benefits.

So how does the Amex Platinum compare against the ANZ Frequent Flyer Black Credit Card? Use this side-by-side comparison of rates, fees, and eligibility criteria to decide which of these black credit cards is better for yourself.

American Express Platinum Card

On website

ANZ Frequent Flyer Black Credit Card

On website

Basics
Description
N/AN/A
Additional Cardholders
49
Apple Pay Enabled
YesYes
Card Type
American ExpressVisa
Google Pay Enabled
YesYes
Minimum Credit Limit
N/A$15,000.00
Maximum Credit Limit
N/AN/A
Rates
Cash Advance Rate
N/A21.99% p.a.
Cash Advance Fee
N/A$3.00
Purchase Rate Ongoing
N/A20.99% p.a.
Fees
Annual Fee Ongoing
$1,450.00$425.00
Foreign Exchange Fee
$3.00$3.00
Late Payment Fee
$20.00$20.00
Overseas ATM Withdrawal Fee
N/A$5.00
Eligibility
Minimum Age
18 years18 years
Minimum Credit Rating
Fair, Good, Very Good, ExcellentGood, Very Good, Excellent
Minimum Income
N/AN/A
Temporary Residents Accepted
N/AYes