American Express and ANZ are competing for the attention of Australia's most coveted credit cardholders. Both cards are favoured by Aussies in search of a luxury Qantas points credit card that offers the highest number of Qantas points, the best perks, and the greatest benefits.
So how does the Amex Platinum compare against the ANZ Frequent Flyer Black Credit Card? Use this side-by-side comparison of rates, fees, and eligibility criteria to decide which of these black credit cards is better for yourself.
 |  On website |
|---|---|
| Basics | |
| Description | |
| N/A | N/A |
| Additional Cardholders | |
| 4 | 9 |
| Apple Pay Enabled | |
| Yes | Yes |
| Card Type | |
| American Express | Visa |
| Google Pay Enabled | |
| Yes | Yes |
| Minimum Credit Limit | |
| N/A | $15,000.00 |
| Maximum Credit Limit | |
| N/A | N/A |
| Rates | |
| Cash Advance Rate | |
| N/A | 21.99% p.a. |
| Cash Advance Fee | |
| N/A | $4.00 |
| Purchase Rate Ongoing | |
| N/A | 20.99% p.a. |
| Fees | |
| Annual Fee Ongoing | |
| $1,450.00 | $425.00 |
| Foreign Exchange Fee | |
| $3.00 | $3.00 |
| Late Payment Fee | |
| $20.00 | $20.00 |
| Overseas ATM Withdrawal Fee | |
| N/A | $5.00 |
| Eligibility | |
| Minimum Age | |
| 18 years | 18 years |
| Minimum Credit Rating | |
| Fair, Good, Very Good, Excellent | Good, Very Good, Excellent |
| Minimum Income | |
| $100,000.00 | N/A |
| Temporary Residents Accepted | |
| No | Yes |
