Amex Platinum vs Westpac Altitude Black Qantas

Verified by David Boyd   |   Updated 8 May 2024

American Express andWestpac are competing for the loyalty of Australia's elite credit cardholders. Both cards attract individuals seeking a premiumQantas credit card that delivers the maximum points, top-tier perks, and extensive benefits.

But how does the American Express Platinum compare against the Westpac Altitude Black Credit Card? Use this side-by-side comparison of rates, fees, and eligibility criteria to decide which of these black credit cards is better for yourself.

American Express Platinum Card

On website

Westpac Altitude Black Credit Card (Qantas)
 

On website

Basics
Description
N/AN/A
Additional Cardholders
41
Apple Pay Enabled
YesYes
Card Type
American ExpressMastercard
Google Pay Enabled
YesYes
Minimum Credit Limit
N/A$15,000.00
Maximum Credit Limit
N/A$75,000.00
Rates
Cash Advance Rate
N/A21.49% p.a.
Cash Advance Fee
N/A$2.50
Purchase Rate Ongoing
N/A19.99% p.a.
Fees
Annual Fee Ongoing
$1,450.00$295.00
Foreign Exchange Fee
$3.00$3.00
Late Payment Fee
$20.00$15.00
Overseas ATM Withdrawal Fee
N/AN/A
Eligibility
Minimum Age
18 years18 years
Minimum Credit Rating
Fair, Good, Very Good, ExcellentGood, Very Good, Excellent
Minimum Income
N/A$75,000.00
Temporary Residents Accepted
N/AYes