Bankwest Zero Platinum Mastercard vs Latitude 28° Global Platinum Mastercard

David Boyd avatar
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Updated 3 Jun 2025

Bankwest and Latitude are going head-to-head with two popular options for Aussies who travel often and want to avoid unnecessary fees. The Bankwest Zero Platinum Mastercard and the Latitude 28° Global Platinum Mastercard both skip foreign transaction fees, making them ideal for use overseas or when shopping online from international stores.

But which one’s actually better for your wallet and lifestyle? Take a look at this side-by-side comparison of features, fees, and perks to see which travel-friendly card makes more sense for you.

Bankwest Zero Platinum Mastercard

Not available for application via this website

Latitude 28° Global Platinum Mastercard®

Not available for application via this website

Basics
Description
N/AN/A
Additional Cardholders
39
Apple Pay Enabled
YesYes
Card Type
MastercardMastercard
Google Pay Enabled
YesYes
Minimum Credit Limit
$6,000.00$1,000.00
Maximum Credit Limit
N/AN/A
Rates
Cash Advance Rate
21.99% p.a.29.99% p.a.
Cash Advance Fee
$4.00$4.00
Purchase Rate Ongoing
18.99% p.a.27.99% p.a.
Fees
Annual Fee Ongoing
$0.00$96.00
Foreign Exchange Fee
$0.00$0.00
Late Payment Fee
$25.00$45.00
Overseas ATM Withdrawal Fee
$4.00$4.00
Eligibility
Minimum Age
18 years18 years
Minimum Credit Rating
Below Average, Fair, Good, Very Good, ExcellentGood, Very Good, Excellent
Minimum Income
$50,000.00N/A
Temporary Residents Accepted
NoYes

As seen on

Media - The Sydney Morning Herald
Media - Yahoo Finance
Media - News.com.au
Media - Daily Mail Australia
Media - Australian Fintech
Media - Dynamic Business