American Express David Jones Platinum Credit Card

American Express David Jones Platinum Credit Card

My monthly spend: 
$5,000
 
Offer
Card features
Rewards program
Earn rate
Sign up bonus
Points earned
American Express David Jones Platinum Credit Card
Receive 30,000 Membership Rewards points or 15,000 Qantas Points when you apply, are approved and spend $750 outside of David Jones within the first 3 months of becoming a Card Member.
Earn 4 Reward Points per $1 spent at David Jones, 3 Reward Points per $1 spent at major supermarkets and petrol stations and 1 Reward Point per $1 spent elsewhere.
Flexibility to choose Qantas Frequent Flyer or Membership Rewards as your rewards program.
Add to comparison
Membership RewardsQantas Frequent Flyer
Membership Rewards or Qantas Frequent Flyer
1 pt
per $1 spent
30,000
Membership Rewards points
after spend criteria

Pros & cons

What's good?

What's not so good?

Receive 30,000 Membership Rewards points or 15,000 Qantas Points when you apply, are approved and spend $750 outside of David Jones within the first 3 months of becoming a Card Member.
Flexibility to choose Qantas Frequent Flyer or Membership Rewards as your rewards program.
Loads of in-store benefits and perks at David Jones.
Enjoy two complimentary entries per year to the American Express Lounges at Sydney or Melbourne International Airports#
No points capping.
The normal points earn rate for Membership Rewards program is a good 1 Reward Point per $1 dollar spent when spending outside of David Jones stores.
The earn rate for major supermarkets and major petrol station is 3 Rewards Points per $1 spent.
No fee for additional cards for the first year.
Points earned into the Qantas Frequent Flyer program is at a rate of 1 Reward Point = 0.5 Qantas Frequent Flyer points.
The $295 p.a. annual fee is quite high.
People who might want to do a balance transfer onto this card cannot do so.
Interest rates on purchases and cash advances are up at the higher end of the range.

Entry into The American Express Lounge is governed by the full Terms and Conditions available at amex.com.au/airportlounge.

Disclaimer (2): Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

User reviews

3.9 out of 5.0 based on 1 review100% of reviewers would recommend this card

Rates and fees
Rewards
Customer service
Convenience
Trust

Reviews from users

Great shopping and travel card

Reviewed and recommended by Anonymous on 24 Sep 2016

This is one of the best cards, especially if you love to shop as you get 4 points per $1 spent at David Jones, along with their other perks. It’s also great if you love to travel as you can get access to the American Express lounge twice a year for free.

Disclaimer: The opinions expressed about credit cards are the reviewer's alone, and do not reflect the views of Credit Card Compare or the credit card issuer. Reviews have not been approved or otherwise endorsed by Credit Card Compare.

The basics

About this card

Card setup
Single
Card tier
Platinum
Card type
American Express
Card use
Personal
Credit rating
No bad credit history
Gambling transactions allowed
No
Joint application
N/A
Minimum age
18 years old
Minimum income
$65,000
Minimum income for pensioners
Same as standard
Pensioners
N/A
Rewards program
Membership Rewards or Qantas Frequent Flyer
Temporary residents
Business Long Stay Visa (subclass 457)

Cardholders

Additional cardholders
4
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
$2,000
Maximum credit limit
$50,000

Repayments

Interest charged from
Purchase date
Interest free period
Up to 44 days on purchases
Minimum repayment
2.5%

Rates & fees

Ongoing interest rates

MonthlyAnnually
Cash advances N/A N/A
Purchases 1.73% 20.74% p.a.

Fees

Annual fee
$295 p.a.
Cash advance fee
N/A
Dishonour fee
$6
Duplicate statement fee
$10
Foreign exchange fee
3%
Late payment fee
$30
Over limit fee
N/A
Overseas ATM balance fee
N/A
Overseas ATM withdrawal fee
N/A
Overseas emergency card replacement fee
N/A
Transaction verification fee
$7

Rewards & points

Cool stuff you can get with your points

Disclaimer: Points required accurate as of the 31st March 2018.

Rewards program basics

First purchase bonus
30,000 Membership Rewards points
Reward points expiry
Never as long as you keep your account active
Rewards program
Membership Rewards or Qantas Frequent Flyer
Spend required for bonus points
$750 in the first 3 months

Earning points with this card

Frequent flyer points
0.5 pts per $1 spent
Overseas earn rate
Same as standard earn rate
Points cap per month
N/A
Points cap per year
N/A
Points earned on ATO payments
0.5 pts per $1 spent
Reward points
1 pt per $1 spent

Additional benefits

Airport lounge access
Yes
Complimentary flight voucher
No
Concierge service
No

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
Earn a regular income of more than $65,000 per year
Have no history of bad credit
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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