NAB Business Card | Review, Comparison & Application

NAB Business Card

Offer
Card features
rewards program
interest free days
annual fee
Apply
NAB Business Card
NAB Business Card
Have the freedom to set individual cardholder credit limits for employees who need to make purchases.
Annual card fee is charged monthly at $9 per card.
Low 15.50% p.a. rate on purchases.
Add to comparison
-
35 days
interest free
(up to)
$108
ongoing

Pros & cons

What's good?

What's not so good?

Have the freedom to set individual cardholder credit limits for employees who need to make purchases.
Annual card fee is charged monthly at $9 per card.
Low 15.50% p.a. rate on purchases.
Minimum facility credit limit of $5,000
Enable for Apple Pay and Visa payWave for making purchases contactless and faster.
Experience fast online application.
Up to 35 days on purchases.

*NAB may vary or end this offer at any time.

Disclaimer (2): Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

The basics

About this card

Card setup
Single
Card tier
Standard
Card type
Visa
Card use
Business
Credit rating
Any
Gambling transactions allowed
No
Joint application
No
Minimum age
18 years old
Minimum income
$75,000
Minimum income for pensioners
Same as standard
Pensioners
Rewards program
None
Temporary residents
Yes

Cardholders

Additional cardholders
4
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
$5,000
Maximum credit limit
N/A

Repayments

Interest charged from
Purchase date
Interest free period
Up to 35 days on purchases
Minimum repayment
N/A

Rates & fees

Ongoing interest rates

MonthlyAnnually
Cash advances 1.29% 15.50% p.a.
Purchases 1.29% 15.50% p.a.

Fees

Annual fee
$108 p.a.
Cash advance fee
whichever is greater, $2.50 or 2%
Dishonour fee
$5
Duplicate statement fee
$7
Foreign exchange fee
3%
Late payment fee
$15
Over limit fee
$0
Overseas ATM balance fee
$0
Overseas ATM withdrawal fee
$4
Overseas emergency card replacement fee
$100
Transaction verification fee
$5

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
Earn a regular income of more than $75,000 per year
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Temporary residents are eligible
Age Pension, Disability Pension, Overseas Pension, Veteran's Pension and Widower's Pension are acceptable.
Austudy, Carer's Allowance, Child Support Payments, Family Tax Benefits and Parenting Payments and Foster Care Allowance are acceptable.
Joint applications are not allowed
Youth Allowance is not acceptable.
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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