On website
ANZ Frequent Flyer Platinum Credit Card
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Annual fee
$295.00 p.a. ongoing
Highlights
- Receive a bonus of 75,000 Qantas points and a $100 back upon spending $2,500 on qualifying purchases within the initial 3 months of approval.
- Get 0.75 Qantas Points for every $1 spent on eligible purchases (capped at $3,000), and thereafter, earn 0.5 Qantas Points per $1 spent in each statement period.
- Enjoy a complimentary Qantas Frequent Flyer Membership.
Pros and cons
Pros
Cons
About this credit card
Basics
Card usage
Eligibility
Additional cardholders
Credit limits
Repayments
Balance transfers
Balance transfer offer
Balance transfer conditions
Rates, fees, charges
Cash advances
Purchases
Account fees
Rewards
Rewards program basics
Rewards points per $1 spent
Additional perks
Insurance
Travel and lifestyle
Our review
Convenience
Customer service
Rates and fees
Rewards
Trust
The basics
- Additional cardholders. Request up to 9 additional cardholders for friends and family. There is a $65 p.a. fee per card added, which means it could get quite expensive. Note that the account holder is responsible for managing the account and keeping it in good standing with regards credit limits and timely payments.
- Digital wallets. You can use this card with all the major digital wallets including Apple Pay, Google Pay, and Samsung Pay.
- Gambling transactions. You can use this card for purchases related to gambling. ANZ will apply the cash advance interest rate and fee for gambling transactions.
Rewards and benefits
- Complimentary Qantas Frequent Flyer membership. Save on the membership fee (if you aren't already a member).
- Complimentary travel insurance. ANZ Frequent Flyer Platinum Credit Card holders have access to complimentary international travel insurance, which will be active on trips where the card has been used to pay for travel costs. Cover includes interstate flight inconvenience, transport accident insurance, and rental vehicle excess. Check eligibility criteria.
- Concierge services. Cardholders have access to the 24 / 7 concierge service for travel and lifestyle services. Useful for things like restaurant reservations, travel bookings, scheduling meetings, etc.
- Insurances. Additional shopping-focused complimentary insurances include extended warranty insurance, fraud protection guarantee, price protection insurance, and purchase protection insurance. Check eligibility criteria.
- Rewards points. Earn 0.75 Qantas Frequent Flyer points per $1 spent with no cap on the number of points you can earn. However, a tier is in place such that spend above $3,000 per statement period earns 0.5 points per $1 spent. Any transaction classed as a balance transfer, cash advance, or fee will not earn points. Payments to the ATO will also not earn points. There are alternative cards that do earn on ATO spend.
- Sign up bonus. ANZ's signup bonus for the ANZ Frequent Flyer Platinum Credit Card is 75,000 Qantas Frequent Flyer points plus a $100 cashback. To get this, you need to make at least $2,500 of eligible purchases using the card within the first 90 days of approval.
Rates and fees
- Annual fee. This card's annual fee is $295 p.a.
- Balance transfers. There is currently no balance transfer offer on this card at this time. ANZ and many other banks have balance transfer offers you may consider.
- Cash advances. Any cash advances made using this card will be charged interest at the rate of 21.99% p.a. ANZ will charge a cash advance fee as well as interest on any transactions classed as a cash advance.
- Foreign exchange fee. Purchases made in a foreign currency while overseas or from an overseas online store are subject to a 3% fee.
- Interest-free period. ANZ Frequent Flyer Platinum Credit Card holders get an interest-free period of up to 55 days on purchases — except for cash advances — if you have paid off your previous balance in full by the due date.
- Purchases. There is no introductory offer for purchases. The standard ongoing interest rate for purchases of 20.99% p.a. will apply if not paid off in full.
Reviewed by Credit Card Compare Staff
History
User reviews
Convenience
Customer service
Rates and fees
Rewards
Trust
Best credit card for me
Reviewed by Sharon
Generally very pleased with this card
Reviewed by Judy Nguyen
Great for travel insurance
Reviewed by Henry
Happy with my ANZ card except the annual fee
Reviewed by Ali
Earned 2 return tickets to my home country in 4yrs
Reviewed by Stan
Works well for me
Reviewed by Carolyn
Very pleased with this this card
Reviewed by Michael
Reliable and trustworthy
Reviewed by Mike
Too expensive
Reviewed by Frances Hessing
Cancelling this card because of online banking
Reviewed by Angela
Good card
Reviewed by Nancy
Generally pleased with these cards
Reviewed by Justin
The ANZ app is terrible
Reviewed by Kat
Free travel insurance
Reviewed by Doron
ANZ saved me thousands acting on my behalf
Reviewed by Dale Ann
Great
Reviewed by John
Would recommend for earning points
Reviewed by Stephen
Very happy with AMEX and ANZ
Reviewed by Rob
The best card around
Reviewed by Elaine
Very pleased with this card
Reviewed by Bosco
Better options available
Reviewed by Frank
Generally a versatile card
Reviewed by Mathi
Helps with using the points to fly
Reviewed by Ashley
Good value with bonus points
Reviewed by John
Would prefer lower interest rate
Reviewed by Rebecca
Convenient and handy card
Reviewed by Michael
Great value and features
Reviewed by Andrew
Best card I have ever owned
Reviewed by Elaine
Rewards, insurance and concierge
Reviewed by Kerry
Enjoy the multiple rewards
Reviewed by Natnat
Go with a lower rate, low fee card
Reviewed by Anne
High fee but high rewards
Reviewed by Tony
It's been convenient and reliable
Reviewed by Wayne
Expensive but rewarding
Reviewed by Brian
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