Australian Mutual Bank

Compare Australian Mutual Bank credit cards and assess features, rates, and fees to guide your application decision.

Australian Mutual Bank credit card

Australian Mutual Bank Visa Credit Card

On website

Australian Mutual Bank Visa Credit Card

Balance transfer

N/A

Purchase rate

10.49% p.a. ongoing

Annual fee

$50.00 p.a. ongoing

Highlights

  • Benefit from a competitive 10.49% per annum interest rate on balance transfers and purchases.
  • Enjoy the added advantage of a minimal annual fee of $30.
  • Plus, seize up to 55 days of interest-free purchasing.

Pros

  • Low-interest rate.
  • Low annual fee.
  • Up to 55 interest-free days.

Cons

  • The cash advance rate is 15.49% p.a.
  • No rewards program or cardholder perks.

Australian Mutual Bank offers a range of credit cards that cater to various needs of customers. From low-interest rates to rewards and perks, Australian Mutual Bank credit cards provide competitive features to suit different lifestyles. Here is an in-depth guide to understanding the offerings, benefits, and application process for Australian Mutual Bank credit cards.

How to Apply for an Australian Mutual Bank Credit Card

Applying for an Australian Mutual Bank credit card is a straightforward process that can be done online or in-branch.

  1. Research and Compare Cards: Begin by exploring the range of credit cards offered by Australian Mutual Bank to identify the card that best suits your financial needs and lifestyle.
  2. Check Eligibility: Ensure you meet the eligibility criteria specified by Australian Mutual Bank for the credit card you wish to apply for. Factors to check include their requirements for minimum income and credit history.
  3. Complete the Application: Fill out the online application form with accurate information and submit the necessary documentation as requested by Australian Mutual Bank.
  4. Verification and Approval: Australian Mutual Bank will assess your application and conduct a credit check to determine your creditworthiness. If approved, you will receive your new credit card in the mail a few days later.

Help choosing an Australian Mutual Bank credit card

Find the ideal Australian Mutual Bank credit card to match your needs.

  • FAQs

What are the interest rates offered on Australian Mutual Bank credit cards?

Australian Mutual Bank offers competitive interest rates on its credit cards, which may vary depending on the type of card and individual creditworthiness.

Can I earn rewards with Australian Mutual Bank credit cards?

Yes, Australian Mutual Bank provides rewards credit cards that allow cardholders to earn points or cashback on eligible purchases, which can be redeemed for various rewards.

Do Australian Mutual Bank credit cards come with annual fees?

Some Australian Mutual Bank credit cards may have annual fees associated with them. It is advisable to review the terms and conditions of the specific card you are interested in to understand all applicable fees.

How can I report a lost or stolen Australian Mutual Bank credit card?

In the event that your Australian Mutual Bank credit card is lost or stolen, it is crucial to report it immediately by contacting the bank's customer service or using their online banking portal to block the card and request a replacement.

Are there contactless payment options available with Australian Mutual Bank credit cards?

Australian Mutual Bank credit cards are equipped with contactless payment technology, allowing cardholders to make secure and convenient transactions by simply tapping their card at contactless-enabled terminals.

Can I manage my Australian Mutual Bank credit card account online?

Yes, Australian Mutual Bank provides online banking services that enable cardholders to manage their credit card accounts conveniently. Through the online portal or mobile app, customers can check balances, make payments, and track transactions.

What should I do if I need assistance with my Australian Mutual Bank credit card?

If you require assistance with your Australian Mutual Bank credit card, you can contact the bank's customer service team during business hours for support. Additionally, the bank's online resources and FAQs may address common queries related to credit card management.