Auswide Bank

Compare the Auswide Bank credit card by focusing on its interest rates, fees, and charges to make a more informed choice.

Auswide Bank credit card

Auswide Bank Low Rate Visa Credit Card

On Auswide Bank's website

Auswide Bank Low Rate Visa Credit Card

Balance transfer

12 months at 0% p.a.

Purchase rate

10.99% p.a. ongoing

Interest-free days

55 days

Annual fee

$50.00 p.a. ongoing

Highlights

  • Acquire a favorable variable rate of 10.99% per annum on both purchases and cash advances.
  • Benefit from the option to waive the $50 annual fee if you're under 25 years old, maximizing your savings.
  • Plus, relish up to 55 days of interest-free purchasing, providing ample time for repayment.

Pros

  • 0% for 12 months on balance transfers.
  • Additional cards at no extra cost.
  • Compatible with Apply Pay and Google Pay,

Cons

  • There is no rewards program on this card.
  • Not compatible with Samsung Pay.

Auswide Bank credit card is tailored to your different needs. If you are looking for a low-interest rate, balance transfer options, or convenient online services, Auswide Bank could be a choice to compare.

Type of Auswide Bank credit card

Low-rate credit card

The Auswide Bank low interest rate credit card currently offers a highly competitive interest rate of 10.99% p.a. on both purchases and cash advances. It has an annual fee of $50, which is waived for cardholders under 25.

Benefits of an Auswide Bank credit card

If you're considering an Auswide Bank credit card, here are some features and benefits you could take advantage of:

  • Balance transfers: You can transfer balances from other credit cards up to your available limit. These balances are subject to the card’s current purchase interest rate of 10.99% p.a.
  • Additional cardholders: You can add another cardholder, like a partner or family member, without incurring additional fees. However, as the primary account holder, you’ll be responsible for managing the account.
  • Enhanced security features: With Visa Secure, EFTPOS Secure, and Visa Zero Liability, Auswide’s Low Rate card offers enhanced protection for online and in-store transactions.
  • Mobile payment compatibility: Auswide Bank integrates with both Apple Pay and Google Pay, allowing for quick and secure payments via your smartphone or other devices.
  • Visa perks: As a Visa cardholder, you can enjoy contactless payments with Visa PayWave for purchases under $100 and benefit from the streamlined checkout experience with Visa Checkout.

How to apply for an Auswide Bank credit card

Applying for an Auswide Bank credit card is straightforward and can typically be done online, over the phone, or by visiting a branch.

  1. Start by visiting the Auswide Bank website to explore the available credit card options.
  2. Choose the credit card that best meets your financial needs and lifestyle preferences.
  3. Complete the online application form by providing your personal and financial details.
  4. After submitting your application, wait for Auswide Bank's approval or further instructions.
  5. Auswide Bank may contact you via your preferred method (email, phone call, or SMS) regarding your application status.
  6. If approved, your card will arrive in the mail after a few days. You'll need to activate it before it can be used.

Help choosing an Auswide Bank credit card

Find a Auswide Bank credit card that suits your financial goals and lifestyle preferences.

  • FAQs

What is the minimum credit score required to apply for an Auswide Bank credit card?

The minimum credit score required to apply for an Auswide Bank credit card may vary depending on the specific card you are interested in. It is recommended to check the eligibility criteria for each card before applying.

Can I make balance transfers to an Auswide Bank credit card?

Yes, Auswide Bank offers balance transfer options on certain credit cards. You can consolidate your existing balances from other cards onto an Auswide Bank credit card with potentially lower interest rates.

What are the contact details for Auswide Bank's credit card customer service?

You can reach Auswide Bank's credit card customer service team by calling their helpline or visiting a local branch. Check the official website for updated contact information.