Auswide Bank

Compare Auswide Bank credit cards, focusing on interest rates, fees, and charges, to better inform your next card choice.

Auswide Bank credit cards

Auswide Bank Platinum Rewards Mastercard

Auswide Bank Platinum Rewards Mastercard

Balance transfer

24 months at 0% p.a.

Purchase rate

20.24% p.a. ongoing

Annual fee

$129.00 p.a. ongoing

Highlights

  • Receive 20,000 reward points when you spend $3,000 on eligible purchases within 90 days of card approval. Terms and Conditions apply.
  • 0% p.a. for 24 months on balances transferred. Reverts to 21.74% p.a. thereafter.
  • Comes with six complimentary insurances.

Pros

  • The 20,000 reward points when you meet the spend criteria.
  • 0% p.a. for 24 months on balances transferred.
  • Includes International Travel Insurance, Purchase Cover Insurance, Guaranteed Pricing Scheme, Extended Warranty Insurance, Transit Accident Insurance, and Interstate Flight Inconvenience Insurance

Cons

  • The revert rate of the balance transfer is 21.74% p.a.
  • The ongoing annual fee is $129 p.a.
Auswide Bank Low Rate Visa Credit Card

On website

Auswide Bank Low Rate Visa Credit Card

Balance transfer

12 months at 0% p.a.

Purchase rate

10.99% p.a. ongoing

Annual fee

$50.00 p.a. ongoing

Highlights

  • Acquire a favorable variable rate of 10.99% per annum on both purchases and cash advances.
  • Benefit from the option to waive the $50 annual fee if you're under 25 years old, maximizing your savings.
  • Plus, relish up to 55 days of interest-free purchasing, providing ample time for repayment.

Pros

  • 0% for 12 months on balance transfers.
  • Additional cards at no extra cost.
  • Compatible with Apply Pay and Google Pay,

Cons

  • There is no rewards program on this card.
  • Not compatible with Samsung Pay.

Auswide Bank offers a range of credit cards tailored to different needs. Whether you are looking for a low-interest rate, balance transfer options, or convenient online services, Auswide Bank has you covered.

How to Apply for an Auswide Bank Credit Card

The application process for an Auswide Bank credit card is straightforward and can typically be done online, over the phone, or by visiting a branch. Here's a step-by-step guide on how to apply:

  1. Visit Auswide Bank's Website: Start by visiting the Auswide Bank website to explore the available credit card options.
  2. Select the Desired Credit Card: Choose the credit card that best meets your financial needs and lifestyle preferences.
  3. Submit an Online Enquiry: Complete the online application form by providing your personal and financial details.
  4. Wait for a Response: After submitting your application, wait for Auswide Bank's approval or further instructions.
  5. Preferred Method of Communication: Auswide Bank may contact you via your preferred method (email, phone call, or SMS) regarding your application status.
  6. Delivery: If approved, your card will arrive in the mail after a few days. You'll need to activate it before it can be used.

Help choosing an Auswide Bank credit card

Get expert support in selecting the ideal Auswide Bank credit card tailored to your financial goals and lifestyle preferences.

  • FAQs

What is the minimum credit score required to apply for an Auswide Bank credit card?

The minimum credit score required to apply for an Auswide Bank credit card may vary depending on the specific card you are interested in. It is recommended to check the eligibility criteria for each card before applying.

Can I make balance transfers to an Auswide Bank credit card?

Yes, Auswide Bank offers balance transfer options on certain credit cards. You can consolidate your existing balances from other cards onto an Auswide Bank credit card with potentially lower interest rates.

What are the contact details for Auswide Bank's credit card customer service?

You can reach Auswide Bank's credit card customer service team by calling their helpline or visiting a local branch. Check the official website for updated contact information.