Auswide Bank Credit Cards

Compare Auswide Bank credit cards, focusing on interest rates, fees, and charges, to better inform your next card choice.

By   |   Updated 1 Mar 2024

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Comparing Auswide Bank credit cards

Auswide Bank Low Rate Visa Credit Card

On website

Highlights

  • Acquire a favorable variable rate of 9.99% per annum on both purchases and cash advances.
  • Benefit from the option to waive the $50 annual fee if you're under 25 years old, maximizing your savings.
  • Plus, relish up to 55 days of interest-free purchasing, providing ample time for repayment.

Pros

  • 0% for 12 months on balance transfers.
  • Additional cards at no extra cost.
  • Compatible with Apply Pay and Google Pay,

Cons

  • There is no rewards program on this card.
  • Not compatible with Samsung Pay.

Auswide Bank offers a range of credit cards tailored to different needs. Whether you are looking for a low-interest rate, balance transfer options, or convenient online services, Auswide Bank has you covered. Here, we will delve into the features, benefits, and application process of Auswide Bank credit cards.

Types of Auswide Bank Credit Cards

Auswide Bank provides a variety of credit cards to suit different financial requirements. From low-interest rates to rewards programs, here are some popular options:

Low-Interest Rate Credit Cards

Auswide Bank offers credit cards with competitive interest rates, making it easier for cardholders to manage their balances without accruing high costs.

Balance Transfer Cards

If you have existing credit card debt, Auswide Bank's balance transfer cards allow you to consolidate your balances onto one card with a low or 0% introductory interest rate for a specified period.

Rewards Credit Cards

For those looking to earn rewards on their spending, Auswide Bank offers credit cards that accumulate points or cashback rewards for every dollar spent, which can be redeemed for various benefits.

How to Apply for an Auswide Bank Credit Card

The application process for an Auswide Bank credit card is straightforward and can typically be done online, over the phone, or by visiting a branch. Here's a step-by-step guide on how to apply:

  1. Visit Auswide Bank's Website. Start by visiting the Auswide Bank website to explore the available credit card options.
  2. Select the Desired Credit Card. Choose the credit card that best meets your financial needs and lifestyle preferences.
  3. Submit an Online Enquiry. Complete the online application form by providing your personal and financial details.
  4. Wait for a Response. After submitting your application, wait for Auswide Bank's approval or further instructions.
  5. Preferred Method of Communication. Auswide Bank may contact you via your preferred method (email, phone call, or SMS) regarding your application status.

Credit Card Features and Benefits

Understanding the features and benefits of an Auswide Bank credit card can help you make an informed decision. Here are some common features to look out for:

  • Interest Rates: Compare the interest rates offered by Auswide Bank on its credit cards to ensure you choose a card that aligns with your financial goals.
  • Rewards Programs: Explore the rewards programs available with certain credit cards to maximize the benefits of your spending.
  • Fees and Charges: Consider the annual fees, late payment fees, and other charges associated with each credit card option to manage your finances effectively.

Help choosing an Auswide Bank credit card

Get expert support in selecting the ideal Auswide Bank credit card tailored to your financial goals and lifestyle preferences.

  • FAQs

What is the minimum credit score required to apply for an Auswide Bank credit card?

The minimum credit score required to apply for an Auswide Bank credit card may vary depending on the specific card you are interested in. It is recommended to check the eligibility criteria for each card before applying.

Can I make balance transfers to an Auswide Bank credit card?

Yes, Auswide Bank offers balance transfer options on certain credit cards. You can consolidate your existing balances from other cards onto an Auswide Bank credit card with potentially lower interest rates.

What are the contact details for Auswide Bank's credit card customer service?

You can reach Auswide Bank's credit card customer service team by calling their helpline or visiting a local branch. Check the official website for updated contact information.