Bank of Heritage Isle

Compare Bank of Heritage Isle credit cards, focusing on features, rates, and fees, to make a well-informed application decision.

Bank of Heritage Isle credit card

Bank of Heritage Isle Visa Credit Card

On website

Bank of Heritage Isle Visa Credit Card

Balance transfer

N/A

Purchase rate

10.76% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Interest rate of 10.76% remains consistent across purchases, cash advances, and balance transfers.
  • The initial annual fee of $30 is exempted for the inaugural year.
  • Supports Apple Pay, Google Pay, and Samsung Pay.

Pros

  • Annual fee of $30 waived in the first year.
  • Low ongoing interest rate on purchases, cash advances, and balance transfers.
  • Up to 55 days interest-free on purchases.

Cons

  • The Bank of Heritage Isle Visa is a low rate credit card and does not offer rewards or bonus points.

Help choosing a Bank of Heritage Isle credit card

Get tailored guidance for choosing the right Bank of Heritage Isle credit card to match your financial goals and lifestyle.

  • FAQs

Can I apply for a Bank of Heritage Isle credit card online?

Yes, you can apply for a Bank of Heritage Isle credit card online by visiting their website, selecting the credit card option that best suits your needs, and filling out the application form with the required personal and financial information.

What is the minimum income requirement for Bank of Heritage Isle credit cards?

The minimum income requirement for Bank of Heritage Isle credit cards varies depending on the specific card you are applying for. It's important to check the details for the card you're interested in or contact Bank of Heritage Isle directly to find out the exact requirement.

Are there any annual fees associated with Bank of Heritage Isle credit cards?

Bank of Heritage Isle credit cards may have an annual fee, which can vary depending on the card you choose. Some cards may offer a waived fee for the first year or under certain conditions. For specific fee information, refer to the terms and conditions of the card.

Does Bank of Heritage Isle offer balance transfer options on their credit cards?

Yes, Bank of Heritage Isle offers balance transfer options on their credit cards, allowing you to transfer the balance from other credit cards to a Bank of Heritage Isle card, often at a lower interest rate. Terms and conditions, including any applicable fees and the promotional interest rate period, should be reviewed carefully.

How can I redeem rewards earned on my Bank of Heritage Isle credit card?

To redeem rewards earned on your Bank of Heritage Isle credit card, log into your online banking account or contact customer service for guidance. Rewards options and the process for redemption vary, so it's best to consult the specific rewards program details for your card.

Is there a contactless payment feature available on Bank of Heritage Isle credit cards?

Yes, Bank of Heritage Isle credit cards are equipped with contactless payment features, allowing for quick and secure payments by tapping your card at contactless-enabled payment terminals. This feature is convenient for making fast transactions without the need to enter a PIN for purchases under a certain limit.