On website
BOQ Blue Visa Credit Card
Balance transfer
9 months at 0% p.a.
Purchase rate
9 months at 0% p.a.
Annual fee
$60.00 p.a. ongoing
Highlights
- Benefit from a 0% p.a. rate for 9 months on Balance Transfers, accompanied by no balance transfer fee (reverting to cash advance fee thereafter).
- Take advantage of the 0% p.a. on purchases 9 months. Reverts to 20.74% p.a.
- Avail of the guaranteed pricing scheme for your purchases.
Pros and cons
Pros
Cons
About this credit card
Basics
Card usage
Eligibility
Additional cardholders
Credit limits
Repayments
Balance transfers
Balance transfer offer
Balance transfer conditions
Rates, fees, charges
Cash advances
Purchases
Account fees
Rewards
Rewards program basics
Rewards points per $1 spent
Additional perks
Insurance
Travel and lifestyle
Our review
Convenience
Customer service
Rates and fees
Rewards
Trust
The basics
- Additional cardholders. You can add up to 4 additional cardholders for $15 each. All the account holders will be jointly responsible for managing the account and repayments.
- Digital wallets. This card supports Apple Pay, Google Pay and Samsung Pay.
- Gambling transactions. Gambling transactions are not permitted on the BOQ Blue Visa Credit Card.
Rewards and benefits
- Complimentary travel insurance. This card does not come with complimentary international travel insurance.
- Concierge services. The BOQ Blue Visa Credit Card does not offer a concierge service.
- Insurances. Cardholders get fraud protection, purchase protection insurance, and price protection insurance.
- Rewards points. The BOQ Blue Visa Credit Card offers 1 Q Rewards point for every eligible dollar spent in Australia. Points can be redeemed for flights, hotels, gift cards, and other rewards. Points are not capped and do not expire.
- Sign up bonus. Bank of Queensland does not offer any sign up bonus for this card.
Rates and fees
- Annual fee. The annual fee for this card is $60 p.a., which is quite cheap for a rewards card.
- Balance transfers. The Bank of Queensland Blue Visa Credit Card offers a 0% balance transfer for 20 months and an 80% balance transfer limit. There is no fee for the balance transfer. Any remaining balance left after 18 months will revert to the standard cash advance rate.
- Cash advances. When you use your BOQ Blue Visa Credit Card for cash advances, you'll be charged interest at 21.74% p.a., starting from the day you make the withdrawal. When making a cash advance with this card, a one-off fee of 3.5% will be charged in addition to the interest rate.
- Foreign exchange fee. Purchases made online or while travelling overseas in a foreign currency will be subject to a 3.4% foreign transaction fee.
- Interest-free period. With the BOQ Blue Visa Credit Card, you can enjoy up to 44 days interest-free on purchases, excluding cash advances, when you pay off your balance on time or make the minimum required payments.
- Purchases. With no introductory offer on purchases, the ongoing interest rate of 20.74% p.a. will apply to any purchases made with the BOQ Blue Visa Credit Card.
Reviewed by Credit Card Compare Staff
History
User reviews
Convenience
Customer service
Rates and fees
Rewards
Trust
Quite happy with this card and rewards offered
Reviewed by Kristmas
The card I trust
Reviewed by Colin
I love Bank Of Queensland
Reviewed by Christina
Rewards add up pretty quickly
Reviewed by Deb
Super easy
Reviewed by Nicholas
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