Bank of Sydney Platinum Credit Card - Unavailable

Not available for application via this website

Bank of Sydney Platinum Credit Card - Unavailable

Balance transfer

N/A

Purchase rate

6 months at 6.99% p.a.

Interest-free days

Up to 55 days on purchases

Annual fee

$129.00 p.a. ongoing

Highlights

The Bank of Sydney Platinum Credit Card isn’t available for new applications anymore. We’ve left the information online for current customers and anyone interested. Check out other platinum credit cards on Credit Card Compare.

  • Receive $8 for every $1,000 spent on eligible purchases (with no cap).
  • Avail of a 6.99% p.a. rate for up to 6 months on purchases (reverting to 18.49% p.a. thereafter).
  • Enjoy a 55-day interest-free period on all purchases.

Pros and cons

Pros

  • No limit on the cashback you can earn.
  • The introductory rate on purchases.
  • Comes with complimentary travel insurance for up to $20,000.
  • Includes transport accident insurance, extended warranty insurance, and purchase security insurance.

Cons

  • The annual fee is $129 p.a.
  • Will no longer be available for use from 25 May 2024.

About this credit card

Basics

Card usage

Apple Pay Enabled
Yes
Card Type
Visa
Gambling Transactions Allowed
No
Samsung Pay Enabled
N/A

Eligibility

Joint Application Accepted
N/A
Minimum Age
18 years
Minimum Credit Rating
N/A
Minimum Income
N/A
Temporary Residents Accepted
N/A

Additional cardholders

Additional Cardholders
1
Additional Card Fee Ongoing
N/A

Credit limits

Minimum Credit Limit
$6,000.00
Maximum Credit Limit
N/A

Repayments

Interest Charged From
N/A
Interest Free Period
Up to 55 days on purchases
Minimum Repayment Percentage
N/A

Balance transfers

Balance transfer offer

Balance Transfer Rate
N/A
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A

Balance transfer conditions

Balance Transfer From Personal Loan
No
Balance Transfer Limit Percentage
95%
Balance Transfer Revert Rate
18.49%

Rates, fees, charges

Cash advances

Cash Advance Rate
19.49% p.a.
Cash Advance Fee
N/A
Cash Advance Fee Percentage
N/A
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
6.99%
Purchase Rate Introductory Period
6 months
Purchase Rate Ongoing
18.49% p.a.

Account fees

Annual Fee Initial Year
N/A
Annual Fee Ongoing
$129.00
Dishonour Fee
N/A
Duplicate Statement Fee
N/A
Foreign Exchange Fee Percentage
N/A
Late Payment Fee
$10.00

Rewards

Rewards program basics

Rewards Program
N/A
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
N/A

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
N/A
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
N/A

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
N/A
Cardholder's Extended Warranty Insurance
Yes
Cardholder's International Travel Insurance
Yes
Cardholder's Interstate Flight Inconvenience
Yes
Cardholder's Personal Item Theft Cover
Yes
Cardholder's Price Protection Insurance
No
Cardholder's Purchase Protection Insurance
Yes
Cardholder's Refund Protection
No
Cardholder's Transport Accident Insurance
Yes

Travel and lifestyle

Airport Lounge Access Included
N/A
Concierge Service Included
No
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
N/A

History

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

    This product has not been reviewed yet. Click here to write your review and help others make a better decision.

    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business