BankSA Amplify Platinum Credit Card (Qantas)

On BankSA's website

Apply by 30 November 2024

BankSA Amplify Platinum Credit Card (Qantas)

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

55 days

Annual fee

$99.00 for 1st year

Highlights

  • Up to 50,000 bonus Qantas Points earned upon spending $3,000 on eligible purchases within 90 days from card approval. Exclusions apply.
  • Pay an annual fee of $99 for the first year ($124 thereafter).
  • Earn 0.5 points per $1 spent (uncapped).

Pros and cons

Pros

  • The 50,000 bonus Qantas Points.
  • Discounted annual fee on the first year.
  • Complimentary travel and purchase insurance.

Cons

  • Points earning rate of 0.5 points is lower than others.

About this credit card

Basics

Card usage

Apple Pay Enabled
Yes
Card Type
Visa
Gambling Transactions Allowed
No
Samsung Pay Enabled
Yes

Eligibility

Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Below Average, Fair, Good, Very Good, Excellent
Minimum Income
N/A
Temporary Residents Accepted
Yes

Additional cardholders

Additional Cardholders
1
Additional Card Fee Ongoing
$0.00

Credit limits

Minimum Credit Limit
$6,000.00
Maximum Credit Limit
$80,000.00

Repayments

Interest Charged From
Purchase date
Interest Free Period
Up to 55 days on purchases
Minimum Repayment Percentage
2%

Balance transfers

Balance transfer offer

Balance Transfer Rate
N/A
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A

Balance transfer conditions

Balance Transfer From Personal Loan
N/A
Balance Transfer Limit Percentage
N/A
Balance Transfer Revert Rate
N/A

Rates, fees, charges

Cash advances

Cash Advance Rate
21.99% p.a.
Cash Advance Fee
N/A
Cash Advance Fee Percentage
3%
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
20.99% p.a.

Account fees

Annual Fee Initial Year
$99.00
Annual Fee Ongoing
$124.00
Dishonour Fee
N/A
Duplicate Statement Fee
N/A
Foreign Exchange Fee Percentage
3%
Late Payment Fee
$15.00

Rewards

Rewards program basics

Rewards Program
Amplify Qantas
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
None

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
0.50
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
0.50

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
Yes
Cardholder's International Travel Insurance
Yes
Cardholder's Interstate Flight Inconvenience
Yes
Cardholder's Personal Item Theft Cover
No
Cardholder's Price Protection Insurance
No
Cardholder's Purchase Protection Insurance
Yes
Cardholder's Refund Protection
No
Cardholder's Transport Accident Insurance
Yes

Travel and lifestyle

Airport Lounge Access Included
No
Concierge Service Included
No
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
No

Our review

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The basics

  • Additional cardholders. You can add one additional cardholder to your account for free, allowing you to share the account with other family members. Please be aware that the account holder will be responsible for ensuring repayments are made and the balance is managed.
  • Digital wallets. This card supports Apple Pay, Google Pay, and Samsung Pay.
  • Gambling transactions. Gambling transactions are not allowed with this card.

Rewards and benefits

  • Complimentary travel insurance. The BankSA Amplify Platinum Credit Card (Qantas) offers complimentary international travel insurance. In order to be eligible for cover, the card must have been used to purchase travel expenses prior to departure. Eligibility criteria apply.
  • Concierge services. The BankSA Amplify Platinum Credit Card (Qantas) does not offer a concierge service.
  • Rewards points. The BankSA Amplify Platinum Credit Card (Qantas) provides cardholders with 0.5 Qantas Points per $1 spent on eligible purchases in Australia, and 0.5 Qantas Points per $1 spent overseas. Qantas Points will not expire as long as you keep your account active by making an eligible purchase or balance transfer every 12 months.
  • Sign-up bonus. BankSA provides a signup bonus of up to 50,000 points when you spend $3000 on eligible purchases within the initial 90 days.

Rates and fees

  • Annual fee. Receive a reduced annual fee of $99 for the first year. Subsequently, the annual fee will be $124.
  • Balance transfers. This card has no introductory balance transfer offer.
  • Cash advances. The cash advance rate for the BankSA Amplify Platinum Credit Card (Qantas) is 21.99% p.a. In addition to interest, BankSA will charge a one-off fee for cash advances made with this card.
  • Foreign exchange fee. Transactions made overseas or with online stores based overseas will incur a 3% foreign transaction fee.
  • Interest-free period. You can get up to 55 days interest-free on purchases with this card, provided you have paid off your previous balance or made the minimum required payment.
  • Purchases. This card does not come with an introductory offer on purchases. Purchases will be charged interest at the ongoing rate of 20.99% p.a.

account

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