Cape Mastercard Interest-Free Days Business Credit Card

On Cape's website

Cape Mastercard Interest-Free Days Business Credit Card

Balance transfer

N/A

Purchase rate

0% p.a. ongoing

Interest-free days

Up to 30 days on purchases

Annual fee

From $383.88 p.a. ongoing

Highlights

  • Pay no interest at 0% p.a, which makes this card a smart pick for businesses managing regular costs.
  • Shop overseas or online without foreign transaction fees adding to your bill.
  • Your first month comes with no fees, so you can get started easily.
  • Access credit limits up to $500,000 for the flexibility your business needs. Remember to clear your balance in full each month.
  • This card gives growing businesses the spending room they want without interest worries.

Pros and cons

Pros

  • Get approved fast, often in just two hours, to keep your business moving.
  • Add as many cardholders as you need at no extra cost on the Scale plan.
  • Link smoothly with Xero to make your accounting simple and quick.
  • Relax with free entry to airport lounges around the world.

Cons

  • You get 30 days interest-free, but after that a 2.99% fee kicks in on any unpaid balances.

About this credit card

Basics

Card usage

Apple Pay Enabled
N/A
Card Type
Mastercard
Gambling Transactions Allowed
N/A
Samsung Pay Enabled
N/A

Eligibility

Joint Application Accepted
N/A
Minimum Age
18 years
Minimum Credit Rating
N/A
Minimum Income
N/A
Temporary Residents Accepted
No

Additional cardholders

Additional Cardholders
99
Additional Card Fee Ongoing
N/A

Credit limits

Minimum Credit Limit
$5,000.00
Maximum Credit Limit
$500,000.00

Repayments

Interest Charged From
N/A
Interest Free Period
Up to 30 days on purchases
Minimum Repayment Percentage
100%

Balance transfers

Balance transfer offer

Balance Transfer Rate
N/A
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A

Balance transfer conditions

Balance Transfer From Personal Loan
N/A
Balance Transfer Limit Percentage
N/A
Balance Transfer Revert Rate
N/A

Rates, fees, charges

Cash advances

Cash Advance Rate
N/A
Cash Advance Fee
N/A
Cash Advance Fee Percentage
2.99%
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
0% p.a.

Account fees

Annual Fee Initial Year
N/A
Annual Fee Ongoing
$383.88
Dishonour Fee
N/A
Duplicate Statement Fee
N/A
Foreign Exchange Fee Percentage
0%
Late Payment Fee
N/A

Rewards

Rewards program basics

Rewards Program
Mastercard Business Rewards
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
N/A

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
N/A
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
N/A

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
N/A
Cardholder's Extended Warranty Insurance
N/A
Cardholder's International Travel Insurance
Yes
Cardholder's Interstate Flight Inconvenience
N/A
Cardholder's Personal Item Theft Cover
N/A
Cardholder's Price Protection Insurance
N/A
Cardholder's Purchase Protection Insurance
N/A
Cardholder's Refund Protection
N/A
Cardholder's Transport Accident Insurance
N/A

Travel and lifestyle

Airport Lounge Access Included
Yes
Concierge Service Included
N/A
Complimentary Flight Voucher Included
N/A
Complimentary QFF Membership Included
N/A

History

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

    This product has not been reviewed yet. Click here to write your review and help others make a better decision.

    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business