NAB credit cards
Compare 12 NAB credit cards on rates, fees and rewards, side by side.
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Compare 12 NAB credit cards
| Card | Name and rating | Annual fee | Purchase rate | Rewards program | Sign-up bonus | Interest-free days | |
|---|---|---|---|---|---|---|---|
![]() | NAB Low Rate Credit Card 69 reviews | $0 | 13.99% p.a. | — | — | Up to 55 | 60 second approval |
![]() | $175 | 19.50% p.a. | NAB Rewards | 200,000 pts | Up to 44 | 60 second approval | |
![]() | $59 | 13.49% p.a. | — | — | Up to 55 | 60 second approval | |
![]() | $0 | 13.99% p.a. | — | — | Up to 55 | 60 second approval | |
![]() | $195 | 22.49% p.a. | NAB Rewards | 100,000 pts | Up to 44 | 60 second approval | |
![]() | $395 | 22.49% p.a. | NAB Rewards | 110,000 pts | Up to 44 | 60 second approval | |
![]() | NAB Low Fee Card 48 reviews | $49 | 22.49% p.a. | — | — | Up to 44 | 60 second approval |
![]() | $295 | 19.50% p.a. | Qantas Business Rewards | 150,000 pts | Up to 44 | 60 second approval | |
![]() | $449 | 22.49% p.a. | Qantas Frequent Flyer | 60,000 pts | Up to 44 | 60 second approval | |
![]() | $108 | 16.50% p.a. | — | — | Up to 35 | 60 second approval | |
![]() | NAB Qantas Rewards Premium Card 18 reviews | $295 | 22.49% p.a. | Qantas Frequent Flyer | 40,000 pts | Up to 44 | 60 second approval |
![]() | Undisclosed | No interestPay in full each month | — | — | None |
What people say online
Mostly negative
Our ongoing analysis of online discussion about this issuer.
NAB's credit cards offer valuable insurance and concierge perks, but are hindered by a problematic application process, unclear fee waiver policies, and ongoing devaluation of rewards programmes and earning rates.
NAB by the numbers
12
Cards compared
6
Cards earning rewards
7
Cards with balance transfer
19.04% p.a.
Average purchase rate
$184
Average annual fee
$0
Lowest annual fee
42 days
Average interest-free days
How do NAB cards compare?
View all →- American Express Explorer Credit CardvsNAB Qantas Rewards Signature Card
- American Express Explorer Credit CardvsNAB Rewards Signature Card
- American Express Low Rate Credit CardvsNAB Low Rate Credit Card
- American Express Platinum Business CardvsNAB Business Card
- American Express Platinum CardvsNAB Rewards Platinum Card
- ANZ Business BlackvsNAB Business Card
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Questions and answers
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Sources
- Credit Card Compare
- Credit card statistics for Australia
- Issuer
- NAB












