Citi Rewards $400 Cashback offer

Citi Rewards $400 Cashback offer

Balance transfer

15 months at 0% p.a.

Purchase rate

21.49% p.a. ongoing

Annual fee

$99.00 for 1st year


  • $400 cashback when you spend $3,000 on eligible purchases using Apple Pay within 90 days from approval. Terms and Conditions apply.
  • 0% p.a. for 15 months with no balance transfer fee. Reverts to cash advance rate. Please note, no interest free days apply to retail purchases while you have a balance transfer.
  • Discounted annual fee of $99 in the first year ($149 p.a. thereafter).

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