Citi Rewards Card Balance Transfer Offer

On website

Apply by 30 June 2021

Citi Rewards Card Balance Transfer Offer

Balance transfer

30 months at 0% p.a.

Purchase rate

21.49% p.a. ongoing

Annual fee

$49.00 for 1st year


  • Enjoy 0% p.a. on balance transfers for 30 months with 0% BT fee. Reverts to ongoing Cash Advance rate.
  • Earn Citi Rewards points as you spend using the card: 1 point per $1 Domestic spend (capped at $10,000 per statement period); or 1 point per $1 International spend (uncapped).
  • Feel secure with the complimentary Insurances: International Travel Insurance, Transit Accident Insurance, Purchase Cover Insurance, Extended Warranty Insurance, and Guaranteed Pricing Scheme.
  • Indulge convenience with contactless payment: Mastercard® PayPass, Apple Pay, and Samsung Pay.
  • Enjoy a free bottle of wine every time you dine at partner restaurants.

Pros and cons


  • 0% p.a. on balance transfers for the first 30 months.
  • No balance transfer fee.
  • Discounted annual fee of $49 in the first year ($149 p.a. thereafter).
  • Complimentary travel and purchase insurance.


  • Balance transfer reverts to 22.24% p.a. cash advance rate after 30 months.

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