Coastline CU Visa Credit Card

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Coastline CU Visa Credit Card

Balance transfer

6 months at 0% p.a.

Purchase rate

9.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • Experience 0% for 6 months on Balance Transfers with a 0% balance transfer fee. Reverts to 9.99% p.a. after that.
  • Benefit from a 9.99% p.a. rate on purchases and cash advances.
  • Get up to 55 days interest-free.

Pros and cons

Pros

  • The introductory balance transfer offer.
  • $0 annual fee
  • Up to 55 days interest-free.

Cons

  • No rewards program.

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The basics

  • Additional cardholders. No additional cardholders on the Coastline Credit Union Visa Credit Card.
  • Digital wallets. Works with Apple Pay, Google Pay, and Samsung Pay.
  • Gambling transactions. Coastline CU has blocked gambling-related transactions on the Visa Credit Card.

Rewards and benefits

  • Complimentary travel insurance. This card does not offer complimentary international travel insurance.
  • Concierge services. Cardholders have no access to a concierge service.
  • Insurances. This card offers fraud protection, but lacks a broad suite of insurance.
  • Rewards points. Purchases made with this credit card earn Rewarder points, which can be redeemed at merchants where EFTPOS is accepted. In essence, this is a cashback credit card.
  • Sign up bonus. Coastline Credit Union does not offer any sign up bonuses for this card.

Rates and fees

  • Annual fee. This card has no annual fee.
  • Balance transfers. The Coastline CU Visa Credit Card offers 0% p.a. on balance transfers for 6 months, with no balance transfer fee. After the introductory period, any remaining balance will be subject to the standard variable rate of 9.99%.
  • Cash advances. Any cash advances made using this card will be charged 9.99% p.a. interest, which will be applied immediately. Additionally, Coastline CU will charge a one-off fee for any cash advances made with this card.
  • Foreign exchange fee. This card charges a 3.65% fee for transactions made in a foreign currency online or while overseas.
  • Interest-free period. With the Coastline CU Visa Rewarder Credit Card, you can enjoy up to 55 days interest-free on purchases (except for cash advances) when you pay your previous balance in full or make the minimum required payment.
  • Purchases. Any purchases made with this card will be subject to interest at 9.99% p.a. There is no introductory offer on purchases.

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