CommBank Neo

On website

CommBank Neo

Balance transfer


Purchase rate

0% p.a. ongoing

Annual fee

$0.00 p.a. ongoing


  • Zero interest, zero late fees.
  • Three credit limit options: $1,000, $2,000, or $3,000.
  • Monthly fee remains straightforward: $12, $18, or $22, corresponding to your chosen credit limit.

Pros and cons


  • No interest, no late fees.
  • No foreign exchange or additional cardholder fees.
  • Cashback benefits for eligible cardholders.


  • No Awards points for this card.
  • Low credit limits.
  • No balance transfers.

The basics

  • Additional cardholders. Get an additional cardholder at no extra cost.
  • Digital wallets. This card works with Apple Pay, Google Pay and Samsung Pay.
  • Gambling transactions. Gambling transactions will not be approved on the CommBank Neo card.

Rewards and benefits

  • Complimentary travel insurance. This card does not come with complimentary international travel insurance.
  • Concierge services. The CommBank Neo Visa Credit Card does not offer concierge service.
  • Insurances. The CommBank Neo is a charge card and does not carry the same benefits as a credit card.
  • Rewards points. The CommBank Neo has no rewards program.
  • Sign up bonus. There is no signup bonus for this card.

Rates and fees

  • Annual fee. There is no annual fee for this card.
  • Balance transfers. There is no introductory balance transfer offer for this card.
  • Cash advances. Cash advances are blocked on this card.
  • Foreign exchange fee. Foreign currency transactions made with a foreign retailer will not be charged any fee.
  • Purchases. CommBank Neo's standard purchase rate is currently at 0% p.a.

User reviews


Customer service

Rates and fees



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