Credit Union SA

Compare Credit Union SA credit cards for their cost-effective features and benefits.

Credit Union SA credit cards

Credit Union SA Visa Credit Card

On website

Balance transfer

6 months at 0% p.a.

Purchase rate

11.99% p.a. ongoing

Annual fee

$59.00 p.a. ongoing

Highlights

  • 11.99% p.a. interest rate applies to purchases and cash advances.
  • Benefit from a low annual fee of $59.
  • Enjoy 0% p.a. on balance transfers for 6 months, reverting to 11.99% thereafter.

Pros

  • Low-interest rates.
  • No cash advance fees.
  • Up to 55 days interest-free on purchases
  • Compatible with Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, Samsung Pay and Visa payWave.

Cons

  • No rewards program.
Credit Union SA Education Community Credit Card

On website

Balance transfer

6 months at 0% p.a.

Purchase rate

6 months at 0% p.a.

Annual fee

$0.00 p.a. ongoing

Highlights

  • No annual fee.
  • 0% introductory rate on purchases, balance transfers, and cash advances.
  • Enjoy a competitive 11.49% interest rate.
  • Benefit from up to 55 days interest-free on purchases.

Pros

  • No annual fee.
  • Competitive interest rates.
  • Conveniently pay with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

Cons

  • No rewards points scheme.
  • No sign up bonus.

Credit Union SA offers a small selection of credit cards designed to suit different needs and preferences.

Overview of Credit Union SA Credit Cards

Credit Union SA offers a variety of credit cards that cater to different financial needs and spending habits. From low-rate cards to rewards cards, there is something for everyone. Here are some key features you can expect from Credit Union SA credit cards:

  • Competitive interest rates
  • Low fees
  • Contactless payment options
  • Online and mobile banking access
  • Visa acceptance worldwide

How to Apply for a Credit Union SA Credit Card

Applying for a Credit Union SA credit card is a straightforward process.

  1. Choose the credit card that best fits your needs.
  2. Visit the Credit Union SA website.
  3. Fill out the online application form with your personal and financial information.
  4. Submit the application for review.
  5. Credit Union SA run a credit check and process your application.
  6. Upon approval, receive your new credit card in the mail and activate it.

Managing Your Credit Union SA Credit Card

It's important to manage your card responsibly to avoid debt and maintain a good credit score.

  • Pay your bills on time to avoid late fees and negative marks on your credit report.
  • Keep track of your spending to stay within your budget and avoid overspending.
  • Monitor your credit card statements regularly for any unauthorized charges or errors.
  • Track your transactions and manage your account conveniently.

Help choosing a Credit Union SA credit card

Access tailored guidance to select the optimal Credit Union SA credit card that aligns with your financial goals and lifestyle preferences.

  • FAQs

What types of credit cards does Credit Union SA offer?

Credit Union SA offers a variety of credit cards, including low-interest cards, rewards cards, platinum cards, and student cards.

How can I apply for a Credit Union SA credit card?

You can apply for a Credit Union SA credit card online through their website or by visiting a branch in person.

What features do Credit Union SA credit cards offer?

Credit Union SA credit cards come with competitive interest rates, rewards programs, contactless payment options, online and mobile banking access, and Visa acceptance worldwide.