Defence Bank Credit Card

On website

Defence Bank Credit Card

Balance transfer

6 months at 3.99% p.a.

Purchase rate

6 months at 3.99% p.a.

Annual fee

$45.00 p.a. ongoing

Highlights

  • 3.99% for half a year on balance transfers, purchases, and cash advances (reverting to 8.99% p.a. thereafter).
  • A favorable 8.99% p.a. continuous interest rate on purchases and cash advances.
  • Enjoy up to 55 days interest-free on purchases.

Pros and cons

Pros

  • The low-interest rate for purchases and cash advances.
  • Even lower interest rate for the first 6 months on balance transfers, purchases, and cash advances.
  • Get an additional cardholder at no extra cost.
  • Compatible with digital wallets from Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

Cons

  • No rewards program.
  • Basic card with no frills and perks.

Our review

Convenience

Customer service

Rates and fees

Rewards

Trust


account

Reviewed by Credit Card Compare Staff

User reviews

Convenience

Customer service

Rates and fees

Rewards

Trust

Very pleased with this card

Reviewed by Jason


Customer service is second to none

Reviewed by Kat


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