Easy Street Credit Cards

Compare Easy Street credit cards to make an informed choice on which card to apply for.

By   |   Updated 4 Mar 2024

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Comparing Easy Street credit cards

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Easy Street credit cards are financial products offered by Easy Street Financial Services, designed to give customers access to credit for their everyday expenses. These cards come with a range of features and benefits, such as competitive interest rates, balance transfer options, rewards programs, and additional perks. Easy Street aims to make managing finances easier for cardholders through their credit card offerings.

Benefits of Easy Street credit cards

  • Competitive rates: Easy Street credit cards come with competitive interest rates, allowing cardholders to save on finance charges compared to higher rate cards. The favourable rates make it easier for customers to manage their balances efficiently.
  • Rewards programs: Many Easy Street credit cards offer rewards programs that allow cardholders to earn points, cashback, or other incentives for their card usage. These rewards can often be redeemed for travel rewards, gift cards, merchandise, or statement credits, adding value to the cardholder experience.
  • Balance transfer options: Easy Street credit cards may come with balance transfer options, enabling customers to consolidate their existing credit card balances onto an Easy Street card. This feature can help cardholders save on interest and pay off their debts more effectively.
  • Additional perks: In addition to the core features, Easy Street credit cards may offer additional perks such as travel insurance, purchase protection, extended warranties, and concierge services. These extras add value to the cardholder experience and enhance the overall benefits of holding an Easy Street credit card.

How to Apply for an Easy Street Credit Card

To apply for an Easy Street credit card, follow these simple steps:

  1. Visit the Easy Street website or a participating financial institution that offers Easy Street credit cards.
  2. Browse through the available credit card options and choose the one that best suits your financial needs and lifestyle.
  3. Click the "Apply Now" button and fill out the online application form with the required information, including your personal details, income, employment status, etc.
  4. Submit your application for review by Easy Street's credit assessment team.
  5. Once your application is processed and approved, you will receive your new Easy Street credit card in the mail, along with instructions on activating and setting up your online account.

Managing Your Easy Street Credit Card Account

Once you've been approved for an Easy Street credit card, it's essential to manage your account responsibly to make the most of its benefits. Here are some tips for effective account management:

  • Set up automatic payments to avoid missing due dates and incurring late fees.
  • Monitor your spending and track your transactions regularly to stay within your budget.
  • Take advantage of online banking and smartphone apps to manage your account conveniently from anywhere.
  • Understand the terms and conditions of your Easy Street credit card to make informed financial decisions.

Help choosing an Easy Street credit card

Receive personalized guidance in selecting the optimal Easy Street credit card, tailored to your financial objectives and lifestyle preferences.

  • FAQs

How can I check my Easy Street credit card balance?

To check your Easy Street credit card balance, log in to your online account through the Easy Street website or mobile app. Alternatively, you can call Easy Street's customer service hotline for assistance.

What are the fees associated with Easy Street credit cards?

The fees associated with Easy Street credit cards may include an annual fee, late payment fees, cash advance fees, and foreign transaction fees. Be sure to review the specific fee schedule for your card to understand the costs involved.

Can I apply for an Easy Street credit card with a low credit score?

Easy Street considers various factors, including credit scores, when reviewing credit card applications. While a higher credit score may increase your chances of approval, applicants with lower credit scores may still be eligible for certain Easy Street credit cards, albeit with different terms and conditions.

How do I earn rewards with my Easy Street credit card?

You can earn rewards with your Easy Street credit card by making eligible purchases as outlined in the card's rewards program. Typically, you'll earn points, cashback, or other incentives based on your spending, which can be redeemed for a range of rewards.

What should I do if my Easy Street credit card is lost or stolen?

If your Easy Street credit card is lost or stolen, contact Easy Street's customer service immediately to report the incident. The customer service team will guide you through the process of cancelling your existing card and issuing a replacement to ensure the security of your account.