G&C Mutual Bank Platinum Visa Credit Card

On G&C Mutual Bank's website

G&C Mutual Bank Platinum Visa Credit Card

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Interest-free days

50 days

Annual fee

$299.00 p.a. ongoing

Highlights

  • 30,000 Bonus Qantas Points: Earn this bonus when you apply, get approved, and spend $5,000 on eligible transactions within 90 days. Keep your card open for at least 90 days. Terms and conditions apply.
  • 1 Qantas Point per $1 Spent: Earn 1 point for every $1 on eligible purchases, capped at 20,000 points per month.
  • Annual Bonus: Receive 10,000 bonus Qantas Points each year.

Pros and cons

Pros

  • Earn 30,000 bonus Qantas Points when you meet the criteria.
  • Access to Platinum Visa Concierge
  • Additional cardholders at no extra cost.

Cons

  • The annual fee is $299 p.a.
  • A 3% foreign exchange fee applies.

About this credit card

Basics

Card usage

Apple Pay Enabled
Yes
Card Type
Visa
Gambling Transactions Allowed
No
Samsung Pay Enabled
Yes

Eligibility

Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Good, Very Good, Excellent
Minimum Income
N/A
Temporary Residents Accepted
No

Additional cardholders

Additional Cardholders
2
Additional Card Fee Ongoing
$0.00

Credit limits

Minimum Credit Limit
$6,000.00
Maximum Credit Limit
$75,000.00

Repayments

Interest Charged From
Purchase Date
Interest Free Period
Up to 50 days on purchases
Minimum Repayment Percentage
3%

Balance transfers

Balance transfer offer

Balance Transfer Rate
N/A
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A

Balance transfer conditions

Balance Transfer From Personal Loan
N/A
Balance Transfer Limit Percentage
N/A
Balance Transfer Revert Rate
N/A

Rates, fees, charges

Cash advances

Cash Advance Rate
21.99% p.a.
Cash Advance Fee
$5.00
Cash Advance Fee Percentage
N/A
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
19.99% p.a.

Account fees

Annual Fee Initial Year
N/A
Annual Fee Ongoing
$299.00
Dishonour Fee
$20.00
Duplicate Statement Fee
$10.00
Foreign Exchange Fee Percentage
3%
Late Payment Fee
$15.00

Rewards

Rewards program basics

Rewards Program
Qantas Frequent Flyer
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
N/A

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
1
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
1

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
No
Cardholder's International Travel Insurance
No
Cardholder's Interstate Flight Inconvenience
No
Cardholder's Personal Item Theft Cover
No
Cardholder's Price Protection Insurance
No
Cardholder's Purchase Protection Insurance
No
Cardholder's Refund Protection
No
Cardholder's Transport Accident Insurance
No

Travel and lifestyle

Airport Lounge Access Included
No
Concierge Service Included
Yes
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
Yes

History

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

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