Goulburn Murray Credit Union

Compare Goulburn Murray Credit Union credit cards, focusing on features, rates, and fees, to make an informed decision before applying for one.

Goulburn Murray Credit Union credit card

Goulburn Murray Credit Union AMIGO Credit Card

On website

Goulburn Murray Credit Union AMIGO Credit Card

Balance transfer

6 months at 5.49% p.a.

Purchase rate

12% p.a. ongoing

Annual fee

$49.00 p.a. ongoing


  • Experience 5.49% p.a. for 6 months on balance transfers with a 0% balance transfer fee, reverting to 12% p.a. thereafter.
  • Benefit from a low annual fee of $49 p.a.
  • Enjoy a low ongoing interest rate of 12% p.a. on cash advances and purchases.


  • Credit limit from as little as $1,000.
  • Balance transfer rate of 5.49% p.a. for 6 with no balance transfer fee.
  • Get an additional card at no extra cost.
  • Use Visa PayWave for transactions under $100.


  • No rewards program.
  • No introductory offer on purchases.
  • Does not come with complimentary travel and other insurance covers.

Applying for a GMCU Credit Card

The application process for a GMCU credit card is straightforward and can typically be completed online or in-person at a GMCU branch.

As is the case when applying for any credit card, you will generally need to provide personal identification, financial information, and proof of income.

Managing Your GMCU Credit Card Account

Once you have been approved for a GMCU credit card, you can manage your account online through the GMCU website or mobile app.

From checking your balance to making payments and monitoring transactions, GMCU provides convenient tools to help you stay on top of your credit card activity.

Help choosing a Goulburn Murray Credit Union credit card

Gain personalized assistance in selecting the perfect Goulburn Murray Credit Union credit card that suits your financial goals and lifestyle preferences.

  • FAQs

What are the interest rates offered on GMCU credit cards?

GMCU credit cards offer competitive interest rates, which can vary depending on the type of credit card you choose. For the most current rates, it's best to consult directly with GMCU or check their website for up-to-date information.

How can I apply for a GMCU credit card online?

To apply for a GMCU credit card online, visit the GMCU website, navigate to the credit cards section, and select the card you're interested in. You'll find an option to apply online, where you can fill out and submit your application form with the required personal and financial details.

Are there rewards programs available with GMCU credit cards?

Rewards programs with GMCU credit cards may vary based on the type of card you have. It's important to review the specific details of each card to understand if it offers rewards and what those rewards entail, such as cashback, points redeemable for merchandise, or travel rewards.

Can I check my GMCU credit card balance through the mobile app?

Yes, you can check your GMCU credit card balance through the GMCU mobile app. The app allows you to view your current balance, recent transactions, and make payments, providing a convenient way to manage your account on the go.

What fees should I know about when using a GMCU credit card for overseas transactions?

When using a GMCU credit card for overseas transactions, be aware of fees such as international transaction fees, which typically include currency conversion fees. These fees are a percentage of the transaction amount and vary by card, so reviewing your credit card terms and conditions is advisable for specific fee details.

How do I add an additional cardholder to my GMCU credit card account?

To add an additional cardholder to your GMCU credit card account, contact GMCU directly through their customer service or visit a branch. You'll likely need to provide personal details and meet certain criteria for the additional cardholder, who must also agree to the terms and conditions of the credit card account.