Great Southern Bank

Compare and apply products from Great Souther Bank (formerly CUA), a smaller regional credit union with a reputation for excellent customer care.

Great Southern Bank credit card

Great Southern Bank Low Rate Credit Card

On website

Great Southern Bank Low Rate Credit Card

Balance transfer

N/A

Purchase rate

11.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • Benefit from a low purchase rate of 11.99% p.a.
  • Receive a first-year annual fee waiver; $49 p.a. thereafter.
  • Enjoy up to 9 additional cards at no extra cost.

Pros

  • Indulge convenience with contactless transactions: Apple Pay and Google Pay.
  • Save on interest with interest-free days up to 55 days on purchases.
  • Comes with fraud protection.

Cons

  • There is no rewards program on this card.

Great Southern Bank offers a limited number of credit cards with low-rates and rewards.

Types of Great Southern Bank Credit Cards

Though they don't have a broad range of cards on offer like some of the bigger banks, Great Southern Bank offers a choice of credit card options to cater to different preferences and financial requirements.

Low Rate Credit Cards

Discover Great Southern Bank's low-rate credit cards, ideal for individuals who want to manage their finances efficiently while enjoying a competitive interest rate.

Rewards Credit Cards

Explore Great Southern Bank's rewards credit cards, offering rewards points per dollar spent on eligible purchases.

Features and Benefits of Great Southern Bank Credit Cards

Great Southern Bank credit cards come with a range of features and benefits that enhance the cardholder experience.

  • Competitive Interest Rates: Great Southern Bank offers competitive interest rates on its credit cards, allowing cardholders to save on finance charges when carrying a balance.
  • Rewards Programs: Explore the rewards programs available with Great Southern Bank credit cards, including cashback, points, or travel rewards that can be redeemed for a variety of options.
  • Introductory Offers: Find out about any introductory offers or promotions that may be available to new cardholders, such as bonus points, waived annual fees, or introductory 0% APR periods.
  • Contactless Payment Options: Discover the convenience of contactless payment options with Great Southern Bank credit cards, including compatibility with digital wallets like Apple Pay and Google Pay.
  • Security Features: Learn about the security features offered by Great Southern Bank to protect cardholders against fraud and unauthorized transactions.

How to Apply for a Great Southern Bank Credit Card

Applying for a Great Southern Bank credit card is a straightforward process that can be done online or in-person. Follow these steps to start your application:

  1. Visit the Great Southern Bank website or a local branch to explore the available credit card options.
  2. Select the credit card that best fits your financial needs and lifestyle preferences.
  3. Fill out the online application form with your personal and financial details.
  4. Submit any required documentation, such as proof of income or identification.
  5. Wait for approval, which typically takes a few business days.
  6. Once approved, your new Great Southern Bank credit card will be sent to you by mail.

Help choosing a Great Southern Bank credit card

Access personalized assistance in selecting the optimal Great Southern Bank credit card tailored to your unique financial needs and lifestyle preferences.

  • FAQs

What are the eligibility requirements for a Great Southern Bank credit card?

To be eligible for a Great Southern Bank credit card, you typically need to be at least 18 years old, a resident of Australia, and meet certain income and creditworthiness criteria. Some credit cards may have additional requirements, so it's advisable to check the specific eligibility criteria for the card you're interested in directly with Great Southern Bank.

How can I redeem rewards earned with my Great Southern Bank credit card?

To redeem rewards earned with your Great Southern Bank credit card, log into your online banking account or the mobile app, where you can access the rewards portal. Here, you'll find various redemption options such as merchandise, gift cards, travel, or cashback. Follow the prompts to select and redeem your rewards.

Is there a fee for using contactless payment methods with a Great Southern Bank credit card?

There is no fee for using contactless payment methods with a Great Southern Bank credit card. Contactless payments, including those made via digital wallets like Apple Pay, Google Pay, and Samsung Pay, are offered as a convenient and secure way to make transactions without additional charges.

What should I do if my Great Southern Bank credit card is lost or stolen?

If your Great Southern Bank credit card is lost or stolen, immediately report it by calling Great Southern Bank's 24-hour customer service hotline. They will assist you by blocking your card to prevent unauthorized transactions and will guide you through the process of obtaining a replacement card to ensure your financial security is maintained.