Greater Bank

Compare Greater Bank's credit card offering. Discover key features and read reviews from real customers

Greater Bank credit card

Greater Bank Visa Credit Card

Greater Bank Visa Credit Card

3.7

Balance transfer

N/A

Purchase rate

9.95% p.a. ongoing

Interest-free days

55 days

Annual fee

$49.00 p.a. ongoing

Details

  • Access a competitive variable interest rate of 9.95% p.a. on purchases and cash advances.
  • Benefit from a low annual fee of $49 p.a.
  • Enjoy up to 55 days interest-free on card purchases.

Pros & cons

Pros
  • Low-interest rate.
  • Low annual fee.
  • The next year's annual fee is waived if you spend at least $12,000 in any year.
Cons
  • No rewards program.
  • Foreign currency conversion fee of 3%.
  • No introductory offer for balance transfers.

The Greater Bank credit card offers competitive rates and valuable benefits. Whether you're seeking a low-interest rate or additional perks, this card is designed to suit a variety of preferences and spending habits.

How to Apply for a Greater Bank Credit Card

  1. Compare and select the credit card that best suits your needs.
  2. Visit the Greater Bank website or a branch location.
  3. Provide the necessary documentation and information for the credit card application.
  4. Complete the online application form (or speak to a customer service representative for assistance if you'd rather talk to a person).
  5. Wait for approval, which is typically communicated within a few business days.

Help choosing a Greater Bank credit card

Receive personalised assistance in choosing the ideal Greater Bank credit card that aligns with your financial goals and lifestyle preferences.

  • FAQs

What are the interest rates for Greater Bank credit cards?

Greater Bank offers competitive interest rates on its credit cards, allowing cardholders to save on finance charges.

How can I earn rewards with my Greater Bank credit card?

The Greater Bank credit card offers a low rate, it does not include a rewards program for purchases.

Do Greater Bank credit cards have an annual fee?

The Greater Bank credit card comes with an affordable $49 p.a. annual fee, offering a cost-effective option for cardholders.

What security features do Greater Bank credit cards offer?

Greater Bank credit cards come with security features like fraud protection and purchase alerts to safeguard against unauthorized transactions.

How can I access my Greater Bank credit card account online?

You can easily access your Greater Bank credit card account online through the bank's website or mobile app for convenient account management.

Can I change my credit limit on a Greater Bank credit card?

You may be able to request a credit limit change on your Greater Bank credit card by contacting customer service and providing the necessary information for review.

Is there a grace period for Greater Bank credit card payments?

Greater Bank typically offers a grace period for credit card payments, allowing cardholders some time to make payments without incurring additional charges.

What should I do if my Greater Bank credit card is lost or stolen?

If your Greater Bank credit card is lost or stolen, promptly contact the bank's customer service to report the incident and request a card replacement for security purposes.

How can I track my spending with a Greater Bank credit card?

You can track your spending with a Greater Bank credit card by accessing your account statements online or through the mobile app, which provide detailed transaction information.

What additional benefits come with Greater Bank credit cards?

The Greater Bank credit card offers a low interest rate, 55 interest-free days, a low $49 annual fee, and worldwide acceptance.

Are there any fees associated with using a Greater Bank credit card overseas?

When using a Greater Bank credit card overseas, you may incur foreign transaction fees or currency conversion charges, so it's advisable to check the fee structure beforehand.

How can I contact Greater Bank for credit card inquiries or assistance?

You can contact Greater Bank's customer service team by phone, email, or visiting a branch location for assistance with credit card inquiries, payments, or account management.

Can I apply for a Greater Bank credit card online?

Yes, you can apply for a Greater Bank credit card online by visiting the bank's website, selecting the desired card, and completing the online application form with the necessary details.

What credit score is needed to qualify for a Greater Bank credit card?

To qualify for a Greater Bank credit card, you generally need a good to excellent credit score, although specific requirements may vary based on the card type and your financial profile.

How soon can I receive my Greater Bank credit card after approval?

Once your Greater Bank credit card application is approved, you can expect to receive the card within a few business days to a couple of weeks, depending on the delivery method chosen.

Does Greater Bank offer balance transfer options for credit card users?

Currently, Greater Bank does not offer a balance transfer option, but there may be special offers available in the future.

What should I do if I have difficulty making payments on my Greater Bank credit card?

If you are facing difficulties making payments on your Greater Bank credit card, it's recommended to contact the bank's customer service to discuss potential payment arrangements or financial assistance options available.