Greater Bank Credit Cards

Compare Greater Bank credit cards by evaluating interest rates, fees, features, and benefits to make an informed decision before applying.

By   |   Updated 5 Mar 2024

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Comparing Greater Bank credit cards

Greater Bank Visa Credit Card

On website

Highlights

  • Access a competitive variable interest rate of 9.95% p.a. on purchases and cash advances.
  • Benefit from a low annual fee of $49 p.a.
  • Enjoy up to 55 days interest-free on card purchases.

Pros

  • Low-interest rate.
  • Low annual fee.
  • The next year's annual fee is waived if you spend at least $12,000 in any year.

Cons

  • No rewards program.
  • Foreign currency conversion fee of 3%.
  • No introductory offer for balance transfers.

Greater Bank credit cards are designed to offer competitive rates and valuable benefits to cardholders. Whether you are looking for a card with a low-interest rate, rewards programs, or other perks, Greater Bank has options to suit various preferences and spending habits.

Types of Greater Bank Credit Cards

Low-Interest Credit Cards

Greater Bank offers credit cards with low-interest rates, making them suitable for individuals who carry a balance on their cards and want to minimize interest charges.

Rewards Credit Cards

For customers who prefer earning rewards on their everyday spending, Greater Bank provides credit cards with rewards programs that allow you to earn points or cashback on eligible purchases.

No Annual Fee Credit Cards

If you are looking to avoid annual fees associated with credit cards, Greater Bank offers options that do not charge an annual fee, providing cost-effective solutions for cardholders.

Features of Greater Bank Credit Cards

Competitive Interest Rates

Greater Bank credit cards come with competitive interest rates, making them an attractive choice for individuals seeking affordable borrowing options.

Rewards Programs

Cardholders can benefit from rewards programs that allow them to earn points or cashback on purchases, providing additional value for their spending.

Contactless Payments

Greater Bank credit cards support contactless payment technology, making transactions quick and convenient for cardholders.

How to Apply for a Greater Bank Credit Card

  1. Visit the Greater Bank website or a branch location.
  2. Select the credit card that best suits your needs.
  3. Complete the online application form or speak to a customer service representative for assistance.
  4. Provide the necessary documentation and information for the credit card application.
  5. Wait for approval, which is typically communicated within a few business days.

Benefits of Greater Bank Credit Cards

Flexible Payment Options

Greater Bank credit cards offer flexible payment options, allowing cardholders to manage their finances effectively.

Fraud Protection

Greater Bank credit cards come with built-in security features to protect against unauthorized transactions, providing peace of mind for cardholders.

Access to ATM Network

Cardholders can access Greater Bank's extensive ATM network, making it easy to withdraw cash and manage their finances conveniently.

Help choosing a Greater Bank credit card

Receive personalized assistance in choosing the ideal Greater Bank credit card that aligns with your financial goals and lifestyle preferences.

  • FAQs

What are the interest rates for Greater Bank credit cards?

Greater Bank offers competitive interest rates on its credit cards, allowing cardholders to save on finance charges.

How can I earn rewards with my Greater Bank credit card?

You can earn rewards by using your Greater Bank credit card for eligible purchases that qualify for the rewards program.

Do Greater Bank credit cards have an annual fee?

Some Greater Bank credit cards come with no annual fee, providing a cost-effective option for cardholders.

What security features do Greater Bank credit cards offer?

Greater Bank credit cards come with security features like fraud protection and purchase alerts to safeguard against unauthorized transactions.

How can I access my Greater Bank credit card account online?

You can easily access your Greater Bank credit card account online through the bank's website or mobile app for convenient account management.

Can I change my credit limit on a Greater Bank credit card?

You may be able to request a credit limit change on your Greater Bank credit card by contacting customer service and providing the necessary information for review.

Is there a grace period for Greater Bank credit card payments?

Greater Bank typically offers a grace period for credit card payments, allowing cardholders some time to make payments without incurring additional charges.

What should I do if my Greater Bank credit card is lost or stolen?

If your Greater Bank credit card is lost or stolen, promptly contact the bank's customer service to report the incident and request a card replacement for security purposes.

How can I track my spending with a Greater Bank credit card?

You can track your spending with a Greater Bank credit card by accessing your account statements online or through the mobile app, which provide detailed transaction information.

What additional benefits come with Greater Bank credit cards?

In addition to competitive rates and rewards programs, Greater Bank credit cards may offer benefits like purchase protection, travel insurance, and extended warranty coverage, depending on the card type.

Are there any fees associated with using a Greater Bank credit card overseas?

When using a Greater Bank credit card overseas, you may incur foreign transaction fees or currency conversion charges, so it's advisable to check the fee structure beforehand.

How can I contact Greater Bank for credit card inquiries or assistance?

You can contact Greater Bank's customer service team by phone, email, or visiting a branch location for assistance with credit card inquiries, payments, or account management.

Can I apply for a Greater Bank credit card online?

Yes, you can apply for a Greater Bank credit card online by visiting the bank's website, selecting the desired card, and completing the online application form with the necessary details.

What credit score is needed to qualify for a Greater Bank credit card?

To qualify for a Greater Bank credit card, you generally need a good to excellent credit score, although specific requirements may vary based on the card type and your financial profile.

How soon can I receive my Greater Bank credit card after approval?

Once your Greater Bank credit card application is approved, you can expect to receive the card within a few business days to a couple of weeks, depending on the delivery method chosen.

Does Greater Bank offer balance transfer options for credit card users?

Greater Bank may offer balance transfer options for eligible cardholders, allowing them to transfer balances from other credit cards to a Greater Bank card with potentially lower interest rates.

What should I do if I have difficulty making payments on my Greater Bank credit card?

If you are facing difficulties making payments on your Greater Bank credit card, it's recommended to contact the bank's customer service to discuss potential payment arrangements or financial assistance options available.