Heritage Classic Credit Card

On website

Heritage Classic Credit Card

Balance transfer

N/A

Purchase rate

17.99% p.a. ongoing

Annual fee

$55.00 p.a. ongoing

Highlights

  • Minimum credit limit of $1,000.
  • Annual fee of $55 p.a. waived when you spend $25,000 or more.
  • Earn 1 Heritage Credit for every $1,300 spent per calendar month.

Pros and cons

Pros

  • Competitive annual fee.
  • Waived annual fee if you meet the criteria.
  • Enjoy 55 interest-free days on purchases.

Cons

  • Other cards have better rewards points earn rate ratios.
  • No balance transfer option.

Our review

Convenience

Customer service

Rates and fees

Rewards

Trust


account

Reviewed by Credit Card Compare Staff

User reviews

Convenience

Customer service

Rates and fees

Rewards

Trust

I am very pleased with my card

Reviewed by H.m. James


Great low-cost, efficient card

Reviewed by Jacob


Use it wisely for great rewards

Reviewed by Monique


Low interest rate, low annual fee

Reviewed by Karen


No fancy stuff, just exactly what I need

Reviewed by Julie


Grateful that they gave credit to a pensioner

Reviewed by Graham


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