Horizon Bank

Compare Horizon Bank credit cards by features, benefits, rates, and fees to help provide an informed decision before applying.

Horizon Bank credit card

Horizon Bank Visa Credit Card

On website

Balance transfer

5 months at 4.99% p.a.

Purchase rate

5 months at 4.99% p.a.

Annual fee

$0.00 p.a. ongoing


  • Purchase and balance transfer offer of 4.99% p.a. for 5 months.
  • Benefit from low ongoing interest rates on purchases, balance transfers, and cash advances.
  • Enjoy a $0 annual fee with up to 55 interest-free days on purchases.


  • Special 5-month introductory rate on purchases and balance transfers.
  • The low ongoing rate on purchases and cash advances.
  • No annual fee for life.
  • Minimum credit limit of $500 to help keep your spending within control.


  • No rewards program on this card.
  • The card does not offer complimentary insurance cover.

Horizon Bank credit cards provide cardholders with convenient payment options, competitive interest rates, and various features such as rewards programs and insurance coverage. Understanding the key features of Horizon Bank credit cards will help you choose the one that aligns with your financial needs.

Application process for a credit card with Horizon Bank

Applying for a Horizon Bank credit card is a straightforward process. Understanding the application requirements and procedures can help streamline your application and increase your chances of approval.

Steps to apply for a Horizon Bank credit card:

  1. Check eligibility criteria
  2. Gather necessary documents
  3. Submit an online application
  4. Await approval and card issuance
  5. Activate your new credit card

Help choosing a Horizon Bank credit card

You can access personalized assistance to pinpoint the perfect Horizon Bank credit card, tailored to your financial goals and lifestyle preferences.

  • FAQs

How can I apply for a Horizon Bank credit card?

Applying for a Horizon Bank credit card is easy. Simply visit the Horizon Bank website, choose the credit card that fits your needs, and fill out the online application form. Make sure to meet the eligibility criteria and have the necessary documents ready.

What are the interest rates on Horizon Bank credit cards?

Horizon Bank offers competitive interest rates on their credit cards. The exact rate may vary based on the type of card you choose and your creditworthiness. You can find detailed information on interest rates on the Horizon Bank website.

Can I track my spending and rewards points online?

Yes, Horizon Bank provides online banking services that allow you to track your spending, view transaction history, and monitor your rewards points. You can also use the mobile app for on-the-go account management.

Are there any additional fees associated with Horizon Bank credit cards?

Horizon Bank may charge fees for certain services such as late payments, cash advances, or foreign transactions. It's essential to review the terms and conditions of your credit card agreement to understand all applicable fees.

How do I report a lost or stolen Horizon Bank credit card?

If your Horizon Bank credit card is lost or stolen, it's crucial to report it immediately to prevent unauthorized charges. You can contact Horizon Bank's customer service hotline or use the online banking portal to report the missing card.