Illawarra Credit Union

Compare credit card offers from Illawarra Credit Union.

Illawarra Credit Union credit card

Illawarra CU Low Rate Mastercard

On website

Illawarra CU Low Rate Mastercard

Balance transfer

N/A

Purchase rate

8.99% p.a. ongoing

Annual fee

$50.00 p.a. ongoing

Highlights

  • Benefit from a low annual fee of just $50 p.a., waived in the first year.
  • Enjoy a low purchase rate of 8.99% p.a.
  • Get up to 45 days interest-free on purchases.

Pros

  • Compatible with Apple Pay, Google Pay, and Samsung pay.
  • Annual fee of $50 is waived in the first year.
  • Up to 45 days interest-free on purchases.
  • Credit limits range from $500 to $25,000.

Cons

  • No balance transfer offer at present.
  • There is a 3% overseas transaction fee.

Illawarra Credit Union offers a range of credit cards designed to suit different needs and preferences. Whether you are looking for a low-rate card, rewards card, or a card with additional perks, Illawarra Credit Union has options to consider. In this article, we will delve into the details of Illawarra Credit Union credit cards, including features, benefits, fees, and how to apply.

How to Apply for a credit card with Illawarra Credit Union

If you're interested in applying for an Illawarra Credit Union credit card, you can typically apply online through their website.

The application process may require you to provide personal and financial information, so be prepared to have relevant documents on hand

Additionally, there are various criteria to meet in order to be eligible, such as being over the age of 18, having a good credit history, and meeting minimum income requirements.

Once you submit your application, the credit union will review it, and if approved, you will receive your new credit card in the mail.

Help choosing an Illawarra Credit Union credit card

Get personalized guidance to select the ideal Illawarra Credit Union credit card, perfectly suited to your financial goals and lifestyle.

  • FAQs

What types of credit cards does Illawarra Credit Union offer?

Illawarra Credit Union offers a range of credit cards, including low rate cards, rewards cards, and platinum cards.

How can I apply for an Illawarra Credit Union credit card?

You can apply for an Illawarra Credit Union credit card online through their website. Make sure to have necessary information and documents ready for the application process.

What are some common fees associated with Illawarra Credit Union credit cards?

Common fees associated with Illawarra Credit Union credit cards include annual fees, interest rates, foreign transaction fees, late payment fees, and overlimit fees.

Do Illawarra Credit Union credit cards come with reward programs?

Yes, many Illawarra Credit Union credit cards come with reward programs that allow cardholders to earn points on their purchases.

Are there contactless payment options available with Illawarra Credit Union credit cards?

Yes, Illawarra Credit Union credit cards are equipped with contactless payment technology for quick and convenient transactions.