IMB

IMB credit cards aren't available for online applications anymore – visit or contact an IMB Bank branch for information. We’ve left the last updated information online for current customers and anyone curious.

IMB credit cards

IMB Platinum Mastercard - Unavailable Online

Not available for application via this website

Balance transfer

24 months at 0% p.a.

Purchase rate

20.24% p.a. ongoing

Interest-free days

Up to 55 days on purchases

Annual fee

$129.00 p.a. ongoing

Details

The IMB Platinum Mastercard isn’t available for new online applications anymore – visit or contact an IMB Bank branch for information. We’ve left the last updated information online for current customers and anyone curious. Check out other low interest credit cards or platinum credit cards.

  • Experience 0% for 24 months on Balance Transfers with a 0% balance transfer fee. Reverts to the cash advance rate of 21.74% p.a.
  • Receive 20,000 rewards points when you spend $3,000 or more on eligible purchases within 3 months of approval.
  • Earn 1 reward point for every $1 spent on Eligible Transactions.

Pros & cons

Pros
  • Enjoy 0% for 24 months on Balance Transfers with a 0% balance transfer fee.
  • Receive 20,000 bonus reward points when you meet the criteria.
  • Includes complimentary International Travel Insurance, Interstate Flight Inconvenience Insurance, Purchase Cover Insurance, and Guaranteed Pricing Scheme.
Cons
  • The ongoing annual fee of $129 p.a.
  • Ongoing rates on purchases are average.
IMB Low Rate Mastercard - Unavailable Online

Not available for application via this website

Balance transfer

12 months at 0% p.a.

Purchase rate

12.99% p.a. ongoing

Interest-free days

Up to 55 days on purchases

Annual fee

$37.00 for 1st year

Details

The IMB Low Rate Mastercard isn’t available for new online applications anymore – visit or contact an IMB Bank branch for information. We’ve left the last updated information online for current customers and anyone curious. Check out other low interest credit cards.

  • Take advantage of 0% for 12 months on balance transfers with no balance transfer fee. Reverts to the cash advance rate of 21.74% p.a.
  • Benefit from a discounted annual fee of $37 in the first year (reverting to $75 p.a. thereafter).
  • Enjoy a low retail purchase interest rate of 12.99% p.a.

Pros & cons

Pros
  • Get a discounted annual fee of $37 for the first year.
  • Low interest rate on purchases.
  • 0% balance transfer for 12 months.
  • Includes complimentary purchase Cover Insurance and Guaranteed Pricing Scheme.
Cons
  • Balance transfer revert rate is at 21.74% p.a.

About IMB credit cards

The lowdown.

About IMB credit cards

IMB Bank, founded in 1880, is one of Australia’s longest-standing financial institutions, dedicated to helping customers achieve their financial aspirations with a strong emphasis on community values and exceptional service.

IMB credit cards are not currently available for online application. Check out other low interest rate credit cards or balance transfer credit card offers.

Help choosing an IMB credit card

More details on how IMB credit cards work and how you can make the most of yours.

  • FAQs

How can I manage my IMB credit card account online?

To manage your IMB credit card account online, you can log in to your IMB Bank online banking portal. From there, you can view your balance, make payments, monitor transactions, and access other account management features.

What should I do if my IMB credit card is lost or stolen?

If your IMB credit card is lost or stolen, it is important to contact IMB Bank immediately to report the issue. You can reach their customer service team at the provided contact numbers, and they will assist you in blocking the card and arranging for a replacement.

Can I increase my credit limit on my IMB credit card?

Yes, you can request an increase in your credit limit on your IMB credit card. You will need to contact IMB Bank and discuss your requirements with them. They will assess your financial situation to determine whether an increase is suitable for you.

How can I earn rewards with my IMB Platinum Rewards Mastercard?

You can earn rewards with your IMB Platinum Rewards Mastercard by using the card for your everyday purchases. For every dollar spent, you will accumulate reward points, which can later be redeemed for a variety of options, such as gift cards, travel vouchers, or merchandise.

What are the fees associated with IMB credit cards?

IMB credit cards may have fees such as annual fees, late payment fees, cash advance fees, and foreign transaction fees. It is essential to review the specific fee structure of your chosen IMB credit card to understand all associated costs.

As seen on

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