Macquarie Credit Union

Compare the Macquarie Credit Union credit card to make an informed decision before applying.

Macquarie Credit Union credit card

Balance transfer

6 months at 6.95% p.a.

Purchase rate

6 months at 6.95% p.a.

Interest-free days

55 days

Annual fee

$30.00 p.a. ongoing

Details

  • Benefit from a low introductory rate on balance transfers and purchases for the first 6 months (reverting to 12.99% p.a. thereafter).
  • Enjoy a low annual fee of $30 p.a.
  • Get up to 55 interest-free days.

Pros & cons

Pros
  • Low interest rates on purchases and cash advances.
  • Competitive annual fee.
  • Visa payWave is available for purchases under $100.
Cons
  • No rewards program.

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  • FAQs

What are the interest rates offered on the Macquarie Credit Union credit card?

The Macquarie Credit Union offers a low-rate credit card with competitive interest rates. For the most accurate and current rate information, it's best to check directly with Macquarie Credit Union or visit their website.

Is there an annual fee associated with the Macquarie Credit Union credit card?

Yes, the Macquarie Credit Union Visa Credit Card has an annual fee of $30 per annum.

What security features are available on the Macquarie Credit Union credit card?

The Macquarie Credit Union credit card includes security features like chip technology, PIN access, and fraud monitoring to protect against unauthorized transactions. It is also compatible with contactless payments for secure and convenient transactions.

Can I apply for a Macquarie Credit Union credit card online?

Yes, you can apply for a Macquarie Credit Union credit card online by visiting their website, selecting the credit card that fits your needs, and completing the application form with the required information. Alternatively, applications can also be made by visiting a branch or contacting customer service.

Does the Macquarie Credit Union credit card offer balance transfer options?

The Macquarie Credit Union credit card offers balance transfer options, allowing you to consolidate debt by transferring balances from other credit cards, potentially at lower interest rates. Review the specific card's terms and conditions for details on promotional rates and fees.