MONEYME

Looking for faster, more convenient, and simpler access to credit? MONEYME offers online loans up to $50,000. Their advanced technology platform allows them to provide an outcome in a matter of seconds, with funds sent immediately once approved.

MONEYME credit card

MONEYME Freestyle Virtual Card

MONEYME Freestyle Virtual Card

4.0

Balance transfer

N/A

Purchase rate

From 18.24% p.a. ongoing

Interest-free days

55 days

Annual fee

From $0.00 p.a. ongoing

Details

  • Use virtual card instantly once approved (typically within 60 mins).
  • Tap n Pay with up to 55 days interest-free.
  • Use credit to transfer money to anyone.
  • Exclusive features.
  • Thousands of 5-star customer reviews.

Bank promo

  • Get MONEYME's lowest advertised rate EVER of 18.24% p.a.
  • Annual fee of $0 to $149 p.a. based on credit limit plus a monthly fee of $5 for balances over $20.

Pros & cons

Pros
  • Available to use immediately after approval.
  • Money can be transferred to your bank account.
  • Get cashback at participating stores with Cashrewards.
Cons
  • The maximum credit limit is comparatively low.
  • Combination of annual and monthly fees can be quite expensive for the highest credit limit.
  • There is a 1.5% withdrawal fee.

How to Apply for a MoneyMe Credit Card

Applying for a MoneyMe credit card is a straightforward process.

  1. Click on the 'Apply Now' button and fill out the online application form.
  2. Provide the necessary documents and information as requested.
  3. Submit your application for review.
  4. Once approved, you will be issued a virtual credit card which you can start using immediately (before the physical card arrives).

Help choosing a MoneyMe credit card

  • FAQs

How do I apply for a MoneyMe credit card?

To apply for a MoneyMe credit card, you can visit the MoneyMe website or use the MoneyMe mobile app to fill out an online application form.

What are the benefits of MoneyMe credit cards?

MoneyMe credit cards offer benefits such as flexible credit limits, low annual fees, competitive interest rates, rewards programs, online account management, and quick application processes.

How can I manage my MoneyMe credit card effectively?

You can manage your MoneyMe credit card effectively by monitoring your transactions regularly, paying bills on time, maintaining a low credit utilization ratio, and utilizing any rewards or cashback offers available.

What are some tips for using my MoneyMe credit card responsibly?

To use your MoneyMe credit card responsibly, it is advisable to budget your expenses, avoid unnecessary debt, pay your bills on time, and not exceed your credit limit.

Are MoneyMe credit cards suitable for building credit history?

MoneyMe credit cards can be suitable for building credit history if you use them responsibly by making timely payments and keeping your credit utilization low.

How quickly can I get approved for a MoneyMe credit card?

The approval process for a MoneyMe credit card can vary, but some applicants may receive approval within minutes, depending on their credit history and financial situation.

What fees are associated with MoneyMe credit cards?

MoneyMe credit cards may come with annual fees, late payment fees, cash advance fees, and foreign transaction fees. It is essential to review the terms and conditions of the specific card you are considering.

Can I access my MoneyMe credit card account online?

Yes, MoneyMe provides online account management services, allowing users to access their credit card account details, make payments, view transactions, and manage their card preferences conveniently.

What should I do if my MoneyMe credit card is lost or stolen?

If your MoneyMe credit card is lost or stolen, you should contact MoneyMe's customer service immediately to report the incident and request a replacement card to prevent any unauthorized transactions.