Newcastle Permanent

The largest and financially strongest customer-owned banking institution based in NSW in terms of net assets. Newcastle Permanent's focus is to provide market-leading products and services for its customers, and look after the community.

Newcastle Permanent credit card

Newcastle Permanent Value+ Credit Card

Newcastle Permanent Value+ Credit Card

3.5

Balance transfer

N/A

Purchase rate

11.99% p.a. ongoing

Interest-free days

55 days

Annual fee

$49.00 p.a. ongoing

Details

  • Low-interest rate of 11.99% p.a. on purchases, cash advances, and balance transfers.
  • Enjoy up to 55 days interest-free on purchases.
  • Add up to 3 additional cards at no extra cost.

Pros & cons

Pros
  • Low annual fee.
  • Competitive low interest rate.
  • Enjoy up to 55 days interest-free on purchases.
  • Get up to 3 additional cards at no extra cost.

Cons
  • There is a foreign currency conversion fee of 3%.
  • Doesn't have an interest-free balance transfer offer.

How to Apply for a Newcastle Permanent Credit Card

The process of applying for a Newcastle Permanent credit card is straightforward.

  1. Choose a credit card that suits your needs and preferences.
  2. Complete the online application form or submit the required documents in person.
  3. Wait for approval, which may take a few business days.
  4. Once approved, activate your card and start using it for purchases.

Help choosing a Newcastle Permanent credit card

Access personalised assistance in selecting the optimal Newcastle Permanent credit card that suits your financial goals and lifestyle preferences.

  • FAQs

What types of credit cards does Newcastle Permanent offer?

Newcastle Permanent currently offers a single credit card option called the Value+ Credit Card. This card caters to various financial needs by combining a low interest rate with practical, everyday benefits. While it does not offer multiple credit card options, the Value+ Credit Card provides a balanced solution for customers looking to minimize interest expenses and manage their finances effectively.

How can I earn rewards with a Newcastle Permanent credit card?

The Newcastle Permanent Value+ Credit Card does not include a rewards program.

What is the interest rate on Newcastle Permanent credit cards?

Newcastle Permanent offers the Value+ Credit Card with a competitive interest rate of 11.99% p.a. on purchases, cash advances, and balance transfers. For the most up-to-date information, visit the Newcastle Permanent website or contact their customer service.

Are there any annual fees associated with Newcastle Permanent credit cards?

The Value+ Credit Card has an annual fee of $49 p.a.

How can I check my credit card balance online?

To check your credit card balance online, log into Newcastle Permanent's internet banking or mobile app with your account credentials. This service allows you to view balances, transactions, and access statements easily.

What should I do if my credit card is lost or stolen?

If your credit card is lost or stolen, you should immediately report it to Newcastle Permanent by calling their 24/7 customer service line. They will secure your account by blocking the card and assist you with the process of issuing a replacement.

Can I apply for a credit limit increase on my Newcastle Permanent credit card?

For a credit limit increase on your Newcastle Permanent credit card, you can apply through their internet banking service, by contacting customer service, or in person at a branch. Approval for an increase will depend on an assessment of your financial circumstances and creditworthiness.