Northern Inland Credit Union

Compare the Northern Inland Credit Union credit card. Review interest rates, fees, benefits, and features before applying.

Northern Inland Credit Union credit card

Northern Inland Credit Union Visa Classic Credit Card

On Northern Inland Credit Union's website

Balance transfer

N/A

Purchase rate

14% p.a. ongoing

Interest-free days

55 days

Annual fee

$40.00 p.a. ongoing

Highlights

  • $40 p.a. annual fee.
  • Enjoy up to 55 interest-free days on purchases.
  • A discounted Home Loan Reward Rate of 10.74% p.a. if you have one of their home loans.

Pros

  • Low ongoing annual fee.
  • Discounted 10.74% p.a. Home Loan Rewards Rate for length of home loan.
  • Up to 55 interest-free days on purchases.

Cons

  • There is no rewards program.
  • No balance transfer offer at the moment.

How to Apply for a Northern Inland Credit Union Credit Card

Applying for a credit card from Northern Inland Credit Union is a straightforward process. Here are the general steps involved in applying for a Northern Inland Credit Union credit card:

  1. Research: Compare the different credit card options available at Northern Inland Credit Union to find the one that best suits your needs.
  2. Check Eligibility: Ensure you meet the eligibility criteria set by Northern Inland Credit Union, such as minimum income requirements and credit history.
  3. Complete Application: Fill out the credit card application form either online or in-person, providing accurate personal and financial information.
  4. Submit Documents: Submit any required documents, such as proof of identity, income, and residence, to support your application.
  5. Wait for Approval: Once you have submitted your application, wait for Northern Inland Credit Union to review and approve your credit card application.

Help choosing a Northern Inland Credit Union credit card

Gain personalised assistance in selecting the perfect Northern Inland Credit Union credit card tailored to your financial needs and lifestyle preferences.

  • FAQs

How can I check my Northern Inland Credit Union credit card balance online?

To check your Northern Inland Credit Union credit card balance online, log into your online banking account through the Northern Inland Credit Union website or mobile app. Once logged in, you'll be able to view your current balance, recent transactions, and statement history.

What are the eligibility criteria for applying for a Northern Inland Credit Union credit card?

The eligibility criteria for applying for a Northern Inland Credit Union credit card typically include being at least 18 years old, a resident of Australia, and meeting certain income and creditworthiness requirements. For specific details, it's best to consult directly with Northern Inland Credit Union or check their website.

Can I link my Northern Inland Credit Union credit card to my mobile payment apps?

Yes, you can link your Northern Inland Credit Union credit card to mobile payment apps such as Apple Pay, Google Pay, and Samsung Pay. This allows for convenient and secure contactless payments using your smartphone or other smart devices.

Do Northern Inland Credit Union credit cards have an annual fee?

The Northern Inland Credit Union Visa Classic Credit Card has a low annual fee of $40. Be sure to check the card's specific terms and conditions or contact the credit union for the latest fee details.