People's Choice Low Rate Visa Credit Card

On website

People's Choice Low Rate Visa Credit Card

Balance transfer

6 months at 2.99% p.a.

Purchase rate

6 months at 2.99% p.a.

Annual fee

$59.00 p.a. ongoing

Highlights

  • Avail a special rate of 2.99% per annum for 6 months on balance transfers.
  • Take advantage of a 2.99% per annum rate for 6 months on purchases.
  • Get up to 62 days with no interest charges on purchases.

Pros and cons

Pros

  • 2.99% p.a. for 6 months on balance transfers, purchases and cash advances (reverts to 12.95% p.a. thereafter).
  • 62 days interest-free days on purchases, which is among the longest.
  • Supports Apple Pay, Google Pay, and Samsung Pay.

Cons

  • No rewards program or travel benefits.
  • Relatively high annual fee for a low rate credit card (but this may be waived if eligible).

Our review

Convenience

Customer service

Rates and fees

Rewards

Trust


account

Reviewed by Credit Card Compare Staff

History

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

    I saved alot of money with this card

    Reviewed by Cynthia


    Very happy with my card

    Reviewed by Gail


    Not too bad

    Reviewed by Wesley


    Ease to use and secure

    Reviewed by Donna


    Not really comfortable using it

    Reviewed by Debbie


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