People's Choice Low Rate Visa Credit Card

On website

People's Choice Low Rate Visa Credit Card

Balance transfer

6 months at 2.99% p.a.

Purchase rate

6 months at 2.99% p.a.

Annual fee

$59.00 p.a. ongoing

Highlights

  • Avail a special rate of 2.99% per annum for 6 months on balance transfers.
  • Take advantage of a 2.99% per annum rate for 6 months on purchases.
  • Get up to 62 days with no interest charges on purchases.

Pros and cons

Pros

  • 2.99% p.a. for 6 months on balance transfers, purchases and cash advances (reverts to 12.95% p.a. thereafter).
  • 62 days interest-free days on purchases, which is among the longest.
  • Supports Apple Pay, Google Pay, and Samsung Pay.

Cons

  • No rewards program or travel benefits.
  • Relatively high annual fee for a low rate credit card (but this may be waived if eligible).

Our review

Convenience

Customer service

Rates and fees

Rewards

Trust


account

Reviewed by Credit Card Compare Staff

User reviews

Convenience

Customer service

Rates and fees

Rewards

Trust

I saved alot of money with this card

Reviewed by Cynthia


Very happy with my card

Reviewed by Gail


Not too bad

Reviewed by Wesley


Ease to use and secure

Reviewed by Donna


Not really comfortable using it

Reviewed by Debbie


Would you like to review this product? Click here to write your review and help others make a better decision.

This credit card is listed in these comparisons