P&N Bank Classic Visa Credit Card

On website

P&N Bank Classic Visa Credit Card

Balance transfer

N/A

Purchase rate

11.99% p.a. ongoing

Annual fee

$49.00 p.a. ongoing

Highlights

  • Annual fee remains low at $49 per annum.
  • Enjoy a competitive interest rate of 11.99% on balance transfers and purchases.
  • Benefit from up to 45 days with no interest charges.

Pros and cons

Pros

  • The competitive annual fee.
  • Low-interest rates on purchases.
  • Quick and easy application process.
  • Compatible with Apple Pay, Google Pay, and Samsung Pay.

Cons

  • No rewards program.
  • No introductory interest-free balance transfer offer.
  • Only up to 45 days interest-free (51 is more typical).

Our review

Convenience

Customer service

Rates and fees

Rewards

Trust


account

Reviewed by Credit Card Compare Staff

History

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

    Fantastic

    Reviewed by Anonymous


    Satisfied with the product

    Reviewed by Damien


    Been there for me

    Reviewed by Louise


    No fees, great service

    Reviewed by Shuang


    No rewards, but no problems

    Reviewed by H


    Would prefer a bigger limit

    Reviewed by Ian


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