P&N Bank Classic Visa Credit Card

On website

P&N Bank Classic Visa Credit Card

Balance transfer

N/A

Purchase rate

11.99% p.a. ongoing

Annual fee

$49.00 p.a. ongoing

Highlights

  • Annual fee remains low at $49 per annum.
  • Enjoy a competitive interest rate of 11.99% on balance transfers and purchases.
  • Benefit from up to 45 days with no interest charges.

Pros and cons

Pros

  • The competitive annual fee.
  • Low-interest rates on purchases.
  • Quick and easy application process.
  • Compatible with Apple Pay, Google Pay, and Samsung Pay.

Cons

  • No rewards program.
  • No introductory interest-free balance transfer offer.
  • Only up to 45 days interest-free (51 is more typical).

Our review

Convenience

Customer service

Rates and fees

Rewards

Trust


account

Reviewed by Credit Card Compare Staff

User reviews

Convenience

Customer service

Rates and fees

Rewards

Trust

Fantastic

Reviewed by Anonymous


Satisfied with the product

Reviewed by Damien


Been there for me

Reviewed by Louise


No fees, great service

Reviewed by Shuang


No rewards, but no problems

Reviewed by H


Would prefer a bigger limit

Reviewed by Ian


Would you like to review this product? Click here to write your review and help others make a better decision.

This credit card is listed in these comparisons