Police Credit Union

Compare the Police Credit Union credit card. Review interest rates, fees, and features per offer to make an informed decision on your application.

Police Credit Union credit card

Police Credit Union Extralite Credit Card

Police Credit Union Extralite Credit Card

4.0

Balance transfer

N/A

Purchase rate

13.99% p.a. ongoing

Interest-free days

44 days

Annual fee

$0.00 p.a. ongoing

Details

  • Experience a favorable 13.99% per annum interest rate on both purchases and cash advances.
  • Enjoy up to 44 days with no interest charges.
  • Avoid Visa transaction fees on Visa Credit purchases.
  • Pay zero annual fees as long as you maintain the card.

Pros & cons

Pros
  • Low-interest rates on cash advances and purchases.
  • No annual fee for life.
  • Fraud protection service.
  • Credit limits from $1,000 to $50,000.
Cons
  • Cards with more interest-free days are available.
  • There is a foreign currency conversion fee of 3%.
  • No rewards program.
  • No interest-free balance transfer offer.

Police Credit Union offers the Police Credit Union Extralite Credit Card, specifically tailored to the needs of its members. This card provides features designed to make managing finances easier and more convenient, including low-interest rates. It aims to support the financial well-being of police officers and their families. Learn more about the features and perks of the Police Credit Union Extralite Credit Card below.

Benefits of the Police Credit Union Credit Card

The Police Credit Union credit card comes with various benefits catering to their members' specific requirements.

  • Competitive Interest Rates: Members can benefit from low-interest rates on purchases and balance transfers, helping them save on finance charges.
  • No Annual Fees. The Police Credit Union credit card offers no annual fees, allowing members to save on yearly costs while enjoying all the card's benefits, making it a cost-effective choice for everyday spending.
  • Special Offers: Enjoy exclusive discounts, promotions, and offers from partner merchants when using a Police Credit Union credit card for transactions.
  • Financial Management Tools: Access to online banking and mobile app services that make it easy to track expenses, set budgets, and manage payments conveniently.

Applying for a Police Credit Union Credit Card

To apply for a Police Credit Union credit card, individuals typically need to meet certain eligibility criteria and provide relevant documentation. The application process may involve the following steps:

  1. Check Eligibility: Review the eligibility requirements for the specific credit card to ensure you meet the criteria related to income, credit history, and residency.
  2. Submit Application: Complete the online application form or visit a Police Credit Union branch to apply in person, providing necessary documents such as identification, proof of income, and address verification.
  3. Wait for Approval: Upon submission, the credit card application will be processed, and applicants will be notified of the approval status within a specified timeframe.
  4. Receive Your Card: Upon approval, the credit card will be issued, and the individual can start using it as per the terms and conditions provided.

Help choosing a Police Credit Union credit card

Access personalised assistance in selecting the optimal Police Credit Union credit card, tailored to your financial needs and lifestyle preferences.

  • FAQs

What are the key features of the Police Credit Union credit card?

The Police Credit Union Extralite Credit Card features a competitive interest rate of 13.99% p.a., no annual or monthly fees, and up to 44 interest-free days on purchases. Cardholders benefit from no transaction fees on Visa purchases and receive fraud protection services for added security.

How can I apply for a Police Credit Union credit card?

To apply for a Police Credit Union credit card, you can visit their website and fill out the online application form. Alternatively, you can apply by visiting a branch or contacting their customer service for assistance. Make sure to have all necessary personal and financial information ready to streamline the application process.

What is the interest rate on the Police Credit Union credit card?

The Police Credit Union credit card has a low ongoing interest rate of 13.99% p.a.

Do Police Credit Union credit cards have an annual fee?

The Police Credit Union Extralite Credit Card has no annual or monthly fees.

Can I earn rewards with a Police Credit Union credit card?

No, the Police Credit Union Extralite Credit Card does not offer a rewards program. For more information about the card’s features and benefits, you can log into your online banking account or contact Police Credit Union customer service.